Fairness for Servicemembers and their Families Act of 2025 in plain language
1: Short title
This section would let the Act be officially called the Fairness for Servicemembers and their Families Act of 2025.
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1. Short title This Act may be cited as the Fairness for Servicemembers and their Families Act of 2025 .
2: Periodic review of automatic maximum coverage under Servicemembers' Group Life Insurance and Veterans' Group Life Insurance
This section would add a new section 1980B to title 38 of the United States Code, in the part of the law covering Servicemembers' Group Life Insurance (SGLI) and Veterans' Group Life Insurance (VGLI). Starting January 1, 2026, and every five years after that, the new section would require the Secretary of Veterans Affairs to complete a review comparing the automatic maximum SGLI coverage amount (the amount set out in section 1967(a)(3)(A)(i) of title 38) to a second, calculated amount, and to submit the results of that review to the Committees on Veterans' Affairs of the House of Representatives and the Senate. The results could serve as a guide for coverage increases within the existing administrative incremental structure. The second amount, which the automatic maximum is compared against, would be calculated by multiplying $500,000 by the average percentage change in the Consumer Price Index for All Urban Consumers over the five fiscal years before each review. The new section would define the Consumer Price Index for All Urban Consumers as the index published by the Bureau of Labor Statistics of the Department of Labor. This section would also add an entry for the new section 1980B to the table of sections at the beginning of chapter 19 of title 38, placed after the existing entry for section 1980A.
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2. Periodic review of automatic maximum coverage under Servicemembers’ Group Life Insurance and Veterans’ Group Life insurance (a) In general Subchapter III of chapter 19 of title 38, United States Code, is amended by adding at the end the following new section: 1980B. Periodic review of automatic maximum coverage (a) In general On January 1, 2026, and every five years thereafter, the Secretary shall— (1) complete a review of how the amount specified in section 1967(a)(3)(A)(i) compares to the amount described in subsection (b); and (2) submit to the Committees on Veterans' Affairs of the House of Representatives and the Senate the results of the review, which may serve as a guide for coverage increases within the existing administrative incremental structure. (b) Amount described The amount described in this subsection is the amount equal to— (1) $500,000; multiplied by (2) the average percentage by which the Consumer Price Index changed during the five fiscal years preceding the review under subsection (a). (c) Consumer Price Index defined In this section, the term Consumer Price Index means the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics of the Department of Labor. . (b) Clerical amendment The table of sections at the beginning of chapter 19 of such title is amended by inserting after the item relating to section 1980A the following new item: 1980B. Periodic review of automatic maximum coverage. .