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US Congress · H.R. 970 · Became law

Fairness for Servicemembers and their Families Act of 2025

Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.

Officially: “Fairness for Servicemembers and their Families Act of 2025 Read the full text

Armed Forces and National Security

What it does

Fairness for Servicemembers and their Families Act of 2025 This act requires the Department of Veterans Affairs (VA) to periodically review and report on the maximum coverage available under the Servicemembers' Group Life Insurance and Veterans' Group Life Insurance programs. Specifically, the VA must review such coverage amount every five years, taking into account the average percentage by which the Consumer Price Index for All Urban Consumers (CPI-U) increased in the five fiscal years preceding the review.
Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.

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AI plain language2 sections
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1Short title

This section would let the Act be officially called the Fairness for Servicemembers and their Families Act of 2025.

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Official text, verbatim from the record

1. Short title This Act may be cited as the Fairness for Servicemembers and their Families Act of 2025 .

2Periodic review of automatic maximum coverage under Servicemembers' Group Life Insurance and Veterans' Group Life Insurance

This section would add a new section 1980B to title 38 of the United States Code, in the part of the law covering Servicemembers' Group Life Insurance (SGLI) and Veterans' Group Life Insurance (VGLI). Starting January 1, 2026, and every five years after that, the new section would require the Secretary of Veterans Affairs to complete a review comparing the automatic maximum SGLI coverage amount (the amount set out in section 1967(a)(3)(A)(i) of title 38) to a second, calculated amount, and to submit the results of that review to the Committees on Veterans' Affairs of the House of Representatives and the Senate. The results could serve as a guide for coverage increases within the existing administrative incremental structure. The second amount, which the automatic maximum is compared against, would be calculated by multiplying $500,000 by the average percentage change in the Consumer Price Index for All Urban Consumers over the five fiscal years before each review. The new section would define the Consumer Price Index for All Urban Consumers as the index published by the Bureau of Labor Statistics of the Department of Labor. This section would also add an entry for the new section 1980B to the table of sections at the beginning of chapter 19 of title 38, placed after the existing entry for section 1980A.

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Official text, verbatim from the record

2. Periodic review of automatic maximum coverage under Servicemembers’ Group Life Insurance and Veterans’ Group Life insurance (a) In general Subchapter III of chapter 19 of title 38, United States Code, is amended by adding at the end the following new section: 1980B. Periodic review of automatic maximum coverage (a) In general On January 1, 2026, and every five years thereafter, the Secretary shall— (1) complete a review of how the amount specified in section 1967(a)(3)(A)(i) compares to the amount described in subsection (b); and (2) submit to the Committees on Veterans' Affairs of the House of Representatives and the Senate the results of the review, which may serve as a guide for coverage increases within the existing administrative incremental structure. (b) Amount described The amount described in this subsection is the amount equal to— (1) $500,000; multiplied by (2) the average percentage by which the Consumer Price Index changed during the five fiscal years preceding the review under subsection (a). (c) Consumer Price Index defined In this section, the term Consumer Price Index means the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics of the Department of Labor. . (b) Clerical amendment The table of sections at the beginning of chapter 19 of such title is amended by inserting after the item relating to section 1980A the following new item: 1980B. Periodic review of automatic maximum coverage. .

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Where it is

Introduced · 2025-02-04

In the House.

Passed the House · 2025-04-07
Passed the Senate · 2025-11-20
Sent to the President · 2025-12-03
Became Public Law 119-54 · 2025-12-12

Official documents

The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.

The numbers

3
sponsors, out of 218 needed to pass

Who is lobbying on this

UNITED SERVICES AUTOMOBILE ASSOCIATIONvia UNITED SERVICES AUTOMOBILE ASSOCIATION
3 filings
DISABLED AMERICAN VETERANSvia DISABLED AMERICAN VETERANS
2 filings
MILITARY OFFICERS ASSOCIATION OF AMERICAvia MILITARY OFFICERS ASSOCIATION OF AMERICA
2 filings
From 7 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Became Public Law No: 119-54. (2025-12-12).