Shown verbatim: the complete text as captured from the official source posted by the New York State Senate, fetched 2026-08-11. Nothing is edited or removed. Where this bill amends existing law, language marked for deletion in the official source appears here in brackets. The official bill page.
S T A T E O F N E W Y O R K
________________________________________________________________________
364
2025-2026 Regular Sessions
I N S E N A T E
(PREFILED)
January 8, 2025
___________
Introduced by Sens. GIANARIS, COONEY, SKOUFIS -- read twice and ordered
printed, and when printed to be committed to the Committee on Insur-
ance
AN ACT to amend the insurance law, in relation to prohibiting certain
restrictions as it relates to dog breed
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The section heading and subsection 1 of section 3421 of
the insurance law, the section heading as added by chapter 545 of the
laws of 2021 and subsection 1 as amended by chapter 679 of the laws of
2022, are amended to read as follows:
Homeowners' liability insurance AND RENTERS' INSURANCE; dogs. 1. With
respect to homeowners' insurance policies as defined in section two
thousand three hundred fifty-one of this chapter AND RENTERS' INSURANCE
POLICIES AS DEFINED IN SECTION THREE THOUSAND FOUR HUNDRED FIFTY-FOUR OF
THIS CHAPTER, no insurer shall refuse to issue or renew, cancel, or
charge or impose an increased premium or rate for such policy or
contract, or exclude, limit, restrict, or reduce coverage under such
policy or contract based solely upon harboring or owning any dog of a
specific breed or mixture of breeds.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law and shall apply to all policies issued, renewed, modi-
fied, altered or amended on or after such effective date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD00741-01-5Every fact on this page links to its source, starting with the official bill record.