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NY State Legislature · S364-2025 · Vetoed

Prohibits restrictions on insurance policies based solely on the policyholder harboring or owning any dog of a specific breed or mixture of breeds

Introduced
Moved
Reached a final decision
Vetoed
Derived from the official record below.

Officially: “Prohibits restrictions on insurance policies based solely on the policyholder harboring or owning any dog of a specific breed or mixture of breeds Read the full text

Senate

What it does

Prohibits restrictions on insurance policies based solely on the policyholder harboring or owning any dog of a specific breed or mixture of breeds.
Summary from the sponsor's memo in the official legislative record, shown verbatim. Not legal advice.

Where it is

REFERRED TO INSURANCE · Jan 8, 2025

Senate

1ST REPORT CAL.231 · Feb 3, 2025

Senate

2ND REPORT CAL. · Feb 4, 2025

Senate

ADVANCED TO THIRD READING · Feb 5, 2025

Senate

PASSED SENATE · Apr 8, 2025

Senate

DELIVERED TO ASSEMBLY · Apr 8, 2025

Senate

REFERRED TO INSURANCE · Apr 8, 2025

Assembly

SUBSTITUTED FOR A893 · Jun 10, 2025

Assembly

ORDERED TO THIRD READING CAL.84 · Jun 10, 2025

Assembly

PASSED ASSEMBLY · Jun 10, 2025

Assembly

RETURNED TO SENATE · Jun 10, 2025

Assembly

DELIVERED TO GOVERNOR · Dec 8, 2025

Senate

VETOED MEMO.108 · Dec 12, 2025

Senate

Why the Governor vetoed it

VETO MESSAGE - No. 108 TO THE SENATE: I am returning herewith, without my approval, the following bill: Senate Bill Number 364, entitled: "AN ACT to amend the insurance law, in relation to prohibiting certain restrictions as it relates to dog breed" NOT APPROVED This bill would prohibit renters' insurance policies from discriminat- ing against insureds or potential insureds based upon the harboring or owning of specific dog breeds. I support the Legislature's underlying goal of reducing arbitrary barriers to insurance coverage for renters and pet owners. However, I believe this issue warrants additional consideration of more narrowly tailored approaches, including those which factor in any potential risks associated with certain breeds. Therefore, I am constrained to veto this bill. The bill is disapproved. (signed) KATHY HOCHUL __________...
Veto message no. 108, quoted verbatim from the official record, signed KATHY HOCHUL. The full message is on the official bill page.

The numbers

5
sponsors on the bill

Sponsors

Michael GianarisJeremy CooneyDean MurrayJames SkoufisLea Webb

Recorded votes

Recorded voteSenate · 2025-04-08 · EXC 1, NAY 1, AYE 61
Recorded voteSenate · 2025-02-03 · AYE 11
Roll-call results shown verbatim from the New York legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.

Who is lobbying on this

NEW YORK STATE ANIMAL PROTECTION FEDERATION, INC.via COMMUNICATION SERVICES
9 filings
BIG I NEW YORKvia BIG I NEW YORK
8 filings
Animal Legal Defense Fundvia Animal Legal Defense Fund
4 filings
Humane World for Animalsvia Humane World for Animals
3 filings
NEW YORK CENTRAL MUTUAL FIRE INSURANCE COMPANY (NY)via BARRETT ASSOCIATES
3 filings
THE AMERICAN SOCIETY FOR THE PREVENTION OF CRUELTY TO ANIMALSvia THE AMERICAN SOCIETY FOR THE PREVENTION OF CRUELTY TO ANIMALS
3 filings
ASSOCIATED DOG CLUBS OF NEW YORK STATE, INC.via FEATHERSTONHAUGH, CLYNE & MCCARDLE, LLP
2 filings
BAR ASSOCIATION (NYS)via BAR ASSOCIATION (NYS)
2 filings
From 40 filings in New York State lobbying disclosures (COELIG), via data.ny.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Nothing on this page shows why any vote was cast. Recorded votes and lobbying filings are separate official records, self-reported by different parties, and neither explains the other.
Every fact on this page links to its source, starting with the official bill record. Last action: Vetoed (Dec 12, 2025).