govt.fyi
NY State Legislature · A3986-2025 · Signed by Governor

Relates to the use of virtual credit cards by insurers and certain health care plans

Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.

Officially: “Relates to the use of virtual credit cards by insurers and certain health care plans Read the full text

Assembly

What it does

Authorizes an insurer to pay a claim for reimbursement made by a provider using a credit card, virtual credit card or electronic funds transfer payment method that imposes on the provider a free or similar charge to process the payment; defines "virtual credit card" as a single-use series of numbers linked to a fixed dollar amount and provided by an insurer to a provider for the purpose of paying a claim for health care services performed by the provider; makes related provisions.
Summary from the sponsor's memo in the official legislative record, shown verbatim. Not legal advice.

Where it is

Show all 17 actions
REFERRED TO INSURANCE · Jan 30, 2025

Assembly

AMEND AND RECOMMIT TO INSURANCE · May 16, 2025

Assembly

PRINT NUMBER 3986A · May 16, 2025

Assembly

REPORTED REFERRED TO RULES · May 20, 2025

Assembly

REPORTED · May 27, 2025

Assembly

RULES REPORT CAL.263 · May 27, 2025

Assembly

ORDERED TO THIRD READING RULES CAL.263 · May 27, 2025

Assembly

PASSED ASSEMBLY · May 27, 2025

Assembly

DELIVERED TO SENATE · May 27, 2025

Assembly

REFERRED TO INSURANCE · May 27, 2025

Senate

SUBSTITUTED FOR S2105A · Jun 11, 2025

Senate

3RD READING CAL.1801 · Jun 11, 2025

Senate

PASSED SENATE · Jun 11, 2025

Senate

RETURNED TO ASSEMBLY · Jun 11, 2025

Senate

DELIVERED TO GOVERNOR · Dec 8, 2025

Assembly

SIGNED CHAP.647 · Dec 19, 2025

Assembly

APPROVAL MEMO.31 · Dec 19, 2025

Assembly

The numbers

3
sponsors on the bill

Sponsors

Alex BoresHarvey EpsteinDavid Weprin

Recorded votes

Recorded voteSenate · 2025-06-11 · EXC 4, AYE 59
Roll-call results shown verbatim from the New York legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.

Who is lobbying on this

RECONNECT ROCHESTER, INC.via RECONNECT ROCHESTER, INC.
9 filings
CHIROPRACTIC ASSOCIATION, INC. (NYS)via HARTER SECREST & EMERY LLP
6 filings
AMERICA'S HEALTH INSURANCE PLANSvia BARRETT ASSOCIATES
4 filings
CVS Healthvia CVS Health
4 filings
NEW YORK STATE DENTAL ASSOCIATIONvia BROWN & WEINRAUB ADVISORS, LLC
4 filings
NEW YORK STATE DENTAL ASSOCIATIONvia NEW YORK STATE DENTAL ASSOCIATION
4 filings
HEALTH PLAN ASSOCIATION, INC. (NY)via GREENBERG TRAURIG, LLP
3 filings
HEALTH PLAN ASSOCIATION, INC. (NY)via HEALTH PLAN ASSOCIATION, INC. (NY)
3 filings
From 49 filings in New York State lobbying disclosures (COELIG), via data.ny.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Nothing on this page shows why any vote was cast. Recorded votes and lobbying filings are separate official records, self-reported by different parties, and neither explains the other.
Every fact on this page links to its source, starting with the official bill record. Last action: Signed by Governor (Dec 19, 2025).