Motor vehicle insurance; unfair discrimination based on individual's consumer credit info., report.
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “An Act to amend and reenact § 38.2-508 of the Code of Virginia, relating to motor vehicle insurance; unfair discrimination based on an individual's consumer credit information or credit-based insurance score; report.” Read the full text
2026 session
What it does
Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study th
From the official legislative record, shown verbatim. Not legal advice.
Where it is
Introduced · Jan 14, 2026
Acts of Assembly Chapter 902 (latest official status)
Latest official status shown, exactly as the official record states it. The step by step history lives on the official page linked below.
The numbers
2
sponsors on the bill
Sponsors
Emily M. JordanAngelia Williams Graves
Recorded votes
House Amendments agreed to by Senate (39-Y 0-N 0-A)Senate · 2026-03-05 · P · Y 39, X 1
Passed House with amendments (91-Y 7-N 0-A)House of Delegates · 2026-03-03 · P · Y 91, X 1, N 7
Reported from Labor and Commerce with amendment(s) (19-Y 2-N)House of Delegates · 2026-02-26 · P · Y 19, N 2, X 1
Subcommittee recommends reporting with amendment(s) (7-Y 1-N)House of Delegates · 2026-02-24 · P · Y 7, N 1, X 1
Removed from the Table by Labor and Commerce (18-Y 2-N)House of Delegates · 2026-02-24 · P · Y 18, X 2, N 2
Tabled in Labor and Commerce (14-Y 6-N)House of Delegates · 2026-02-19 · P · Y 14, X 2, N 6
Read third time and passed Senate (36-Y 1-N 1-A)Senate · 2026-01-30 · P · Y 36, X 2, A 1, N 1
Reconsideration of passage agreed to by Senate (33-Y 2-N 1-A)Senate · 2026-01-30 · P · Y 37, X 3
Read third time and passed Senate (33-Y 2-N 1-A)Senate · 2026-01-30 · P · N 2, Y 33, X 4, A 1
Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)Senate · 2026-01-28 · P · Y 40
Reported from Commerce and Labor with substitute (11-Y 2-N 2-A)Senate · 2026-01-26 · P · Y 11, N 2, A 2
Roll-call results shown verbatim from the Virginia legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Every fact on this page links to its source, starting with the official bill record. Last action: Acts of Assembly Chapter 902.