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US Congress · S. 3977 · Passed the Senate

Bankruptcy Threshold Adjustment Act of 2026

Introduced
Moved
Reached a final decision
Introduced 2026-03-03
Derived from the official record below.

Officially: “Bankruptcy Threshold Adjustment Act of 2026 Read the full text

Finance and Financial Sector

What it does

Bankruptcy Threshold Adjustment Act of 2026 This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies. Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million. The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Cha
Summary by the Congressional Research Service, from the official record. Plain-language AI rewrite coming. Not legal advice.

Where it is

Introduced · 2026-03-03

In the Senate.

Passed the Senate · 2026-08-03
House floor vote · next · the next step

Official documents

The numbers

29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
6
sponsors, out of 51 needed to pass
Every fact on this page links to its source, starting with the official bill record. Last action: Held at the desk. (2026-08-10).