govt.fyi
US Congress · H.R. 826 · Passed the House

COVID Fraud Transparency Act of 2026

Introduced
Moved
Reached a final decision
Introduced 2025-01-28
Derived from the official record below.

Officially: “COVID Fraud Transparency Act of 2026 Read the full text

Commerce

What it does

COVID Fraud Transparency Act of 2026 This bill requires the Small Business Administration's Office of Inspector General to report quarterly to Congress about fraud cases involving certain COVID-19 loans (e.g., Paycheck Protection Program loans). The report must include the number and total dollar amount of such loans, number of new cases of fraud and suspected fraud, number of fraud cases resolved, and types of such cases of fraud. The reporting requirements terminate two years after this bill is enacted.
Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.

Read it in plain language

AI plain language3 sections
Written by AI from the complete official bill text and independently fact-checked against it. Not legal advice.
1Short title

This section would let the Act be called the "COVID Fraud Transparency Act of 2025."

Show official text
Official text, verbatim from the record

1. Short title This Act may be cited as the COVID Fraud Transparency Act of 2025 .

2Report on fraud relating to certain COVID–19 loans

This section would require the Inspector General of the Small Business Administration to submit a report on fraud tied to covered loans (defined below) to the House Committee on Small Business and the Senate Committee on Small Business and Entrepreneurship. The first report would be due no later than 60 days after this Act becomes law, and a new report would be due every 3 months after that. Each report would have to cover, for the period since the last report: the number and total dollar amount of all covered loans made; the number of new fraud cases and suspected fraud cases; the number of fraud cases resolved; and the types of fraud found in both the new cases and the resolved cases. A "covered loan" would mean either a loan made under paragraph (36) or (37) of section 7(a) of the Small Business Act, or a loan made under section 7(b) of that Act in response to COVID-19 during the covered period defined in section 1110(a) of the CARES Act. This reporting requirement, and the Act itself, would end on the date that is two years after this Act becomes law.

Show official text
Official text, verbatim from the record

2. Report on fraud relating to certain COVID–19 loans (a) In general Not later than 60 days after the date of the enactment of this Act, and every 3 months thereafter, the Inspector General of the Small Business Administration shall submit to the Committee on Small Business of the House of Representatives and the Committee on Small Business and Entrepreneurship of the Senate a report on the number of borrowers engaged in fraud with respect to a covered loan. (b) Elements The report required under subsection (a) shall include, with respect to the period covered by such report— (1) the number and total dollar amount of all covered loans made; (2) the number of new cases of fraud and suspected fraud; (3) the number of fraud cases resolved; and (4) the types of fraud cases described in paragraphs (2) and (3). (c) Covered loan defined In this section, the term covered loan means— (1) a loan made under paragraph (36) or (37) of section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ); or (2) a loan made under section 7(b) of such Act ( 15 U.S.C. 636(b) ) in response to COVID–19 during the covered period (as defined in section 1110(a) of the CARES Act ( 15 U.S.C. 9009 )). (d) Termination This Act and the requirements of this Act shall terminate on the date that is two years after the date of the enactment of this Act.

3Compliance with CUTGO

This section states that no additional money would be authorized to be appropriated to carry out this Act.

Show official text
Official text, verbatim from the record

3. Compliance with CUTGO No additional amounts are authorized to be appropriated to carry out this Act.

AI plain languageRead the whole bill in plain language, 3 sections

Where it is

Introduced · 2025-01-28

In the House.

Passed the House · 2026-06-23
Senate floor vote · next · the next step

Official documents

The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.

The numbers

29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
4
sponsors, out of 218 needed to pass

Who is lobbying on this

ASSOCIATION OF EQUIPMENT MANUFACTURERSvia ASSOCIATION OF EQUIPMENT MANUFACTURERS
4 filings
From 4 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. (2026-06-24).