Investing in Main Street Act of 2025
Introduced
Moved
Reached a final decision
Introduced 2025-01-28
Derived from the official record below.
Officially: “Investing in Main Street Act of 2025” Read the full text
Commerce
What it does
Investing in Main Street Act of 2025 This bill authorizes certain banking entities to invest up to 15% of their capital and surplus in one or more small business investment companies (SBICs) or in any entity established to invest solely in SBICs. The current limit is 5%.
Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.
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AI plain language2 sections
Written by AI from the complete official bill text and independently fact-checked against it. Not legal advice.
1Short title
This section would give the Act the short title "Investing in Main Street Act of 2025."
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Official text, verbatim from the record
1. Short title This Act may be cited as the Investing in Main Street Act of 2025 .
2Investment in small business investment companies
This section would replace "5 percent" with "15 percent" in paragraphs (1) and (2) of section 302(b) of the Small Business Investment Act of 1958 (15 U.S.C. 682(b)). Stating what that change actually does (what the 5/15 percent figures measure and who it affects) requires the text of that base statute, which is not provided here.
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Official text, verbatim from the record
2. Investment in small business investment companies Section 302(b) of the Small Business Investment Act of 1958 ( 15 U.S.C. 682(b) ) is amended— (1) in paragraph (1), by striking 5 percent and inserting 15 percent ; and (2) in paragraph (2), by striking 5 percent and inserting 15 percent .
AI plain languageRead the whole bill in plain language, 2 sections
Where it is
Introduced · 2025-01-28
In the House.
Passed the House · 2025-02-24
Senate floor vote · next
Official documents
The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.
The numbers
29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
5
sponsors, out of 218 needed to pass
Who is lobbying on this
NATIONAL SMALL BUSINESS ASSOCIATIONvia NATIONAL SMALL BUSINESS ASSOCIATION
6 filingsSMALL BUSINESS INVESTOR ALLIANCE (SBIA)via THORN RUN PARTNERS
6 filingsFrom 12 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (2025-02-25).