US Congress · H.R. 5284 · Passed the House

Claiming Age Clarity Act

Introduced

Moved

Reached a final decision

Introduced 2025-09-10

Derived from the official record below.

Officially: “Claiming Age Clarity Act” Read the full text

Social Welfare

What it does

Claiming Age Clarity Act This bill changes certain terms that are used by the Social Security Administration (SSA) to describe the ages at which a worker may claim Social Security retirement benefits. First, the SSA must use minimum monthly benefit age instead of early eligibility age . This refers to the earliest age (62 under current law) at which a worker may claim benefits. (Currently, the benefit amount of a worker who claims benefits early is reduced to account for the longer period during which the worker is expected to receive benefits.) Second, the SSA must use standard monthly benefi

Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.

Read it in plain language

AI plain language2 sections

Written by AI from the complete official bill text and independently fact-checked against it. Not legal advice.

Sec. 1Short title

This section would give the Act the short title "Claiming Age Clarity Act."

Show official text

Official text, verbatim from the record

1. Short title This Act may be cited as the Claiming Age Clarity Act .

Sec. 2Changes to social security terminology

This section would require the Commissioner of Social Security, by January 1, 2027, to make sure that any rules, regulations, guidance, or other materials of the Social Security Administration, whether posted online or printed, use updated terminology in place of certain current terms. First, wherever the term "early eligibility age" appears, it would be replaced with "minimum monthly benefit age." Second, wherever the terms "full retirement age" or "normal retirement age" appear, they would be replaced with a single term, "standard monthly benefit age." Third, the term "delayed retirement credit" would no longer be used at all, and any reference to age 70 as the maximum age up to which a person can receive delayed retirement credits would be replaced with the term "maximum monthly benefit age."

Show official text

Official text, verbatim from the record

2. Changes to social security terminology Not later than January 1, 2027, the Commissioner of Social Security shall ensure that, in any rules, regulation, guidance, or other materials of the Social Security Administration, whether online or in print— (1) the term early eligibility age is replaced with the term minimum monthly benefit age ; (2) the terms full retirement age and normal retirement age are replaced with the term standard monthly benefit age ; and (3) the term delayed retirement credit shall not be used and any reference to age 70 as the maximum age up to which delayed retirement credits can be received shall be replaced with the term maximum monthly benefit age .

AI plain languageRead the whole bill in plain language, 2 sections

Where it is

Introduced · 2025-09-10

In the House.

Passed the House · 2025-12-01

Senate floor vote · next · the next step

Official documents

Full bill textread it on this site, version rfs (Referred in Senate), as published by GovInfo

official

The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.

The numbers

29%

of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)

sponsors, out of 218 needed to pass

Who is lobbying on this

AARPvia AARP

1 filing

AMERIPRISE FINANCIAL, INC.via AMERIPRISE FINANCIAL, INC.

1 filing

From 2 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.

Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate and Read twice and referred to the Committee on Finance. (2025-12-02).