GUARD Act
Introduced
Moved
Reached a final decision
Introduced 2025-04-21
Derived from the official record below.
Officially: “GUARD Act” Read the full text
Crime and Law Enforcement
What it does
Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026 This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. The bill allows federal law enforcement agencies to a
Summary by the Congressional Research Service, from the official record. Plain-language AI rewrite coming. Not legal advice.
Where it is
Introduced · 2025-04-21
In the House.
Passed the House · 2026-09-15
Senate floor vote · next
Official documents
Full bill textas published by GovInfo
officialCongressional Budget Office cost estimatewhat it would cost, by the nonpartisan CBO
officialThe numbers
29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
55
sponsors, out of 218 needed to pass
Who is lobbying on this
BLOCKCHAIN ASSOCIATIONvia BLOCKCHAIN ASSOCIATION
5 filingsCONSUMER BANKERS ASSOCIATIONvia CONSUMER BANKERS ASSOCIATION
5 filingsINSURED RETIREMENT INSTITUTEvia INSURED RETIREMENT INSTITUTE
5 filingsAARPvia AARP
4 filingsSOLANA POLICY INSTITUTEvia SOLANA POLICY INSTITUTE
3 filingsDEFI EDUCATION FUNDvia GOLDSTEIN POLICY SOLUTIONS LLC
2 filingsAMERICAN BANKERS ASSOCIATIONvia AMERICAN BANKERS ASSOCIATION
1 filingAMERICAN FINTECH COUNCILvia AMERICAN FINTECH COUNCIL
1 filingFrom 30 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627. (2026-09-16).