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US Congress · H.R. 1663 · Passed the House

VSAFE Act of 2025

Introduced
Moved
Reached a final decision
Introduced 2025-02-27
Derived from the official record below.

Officially: “VSAFE Act of 2025 Read the full text

Armed Forces and National Security

What it does

Veterans Scam And Fraud Evasion Act of 2025 or the VSAFE Act of 2025 This bill establishes a Veterans Scam and Fraud Evasion Officer within the Department of Veterans Affairs (VA) to be responsible for fraud and scam prevention, reporting, and incident response plans at the VA. The bill also extends certain loan fee rates through June 23, 2034, under the VA's home loan program.
Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.

Read it in plain language

AI plain language3 sections
Written by AI from the complete official bill text and independently fact-checked against it. Not legal advice.
1Short title

This section would let the Act be called the "Veterans Scam And Fraud Evasion Act of 2025" or the "VSAFE Act of 2025."

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Official text, verbatim from the record

1. Short title This Act may be cited as the Veterans Scam And Fraud Evasion Act of 2025 or the VSAFE Act of 2025 .

2Veterans Scam and Fraud Evasion Officer

This section would add a new section 325 to chapter 3 of title 38, United States Code, creating a Veterans Scam and Fraud Evasion Officer inside the Department of Veterans Affairs. The Officer would be responsible for fraud and scam prevention, reporting, and incident response plans at the Department. The Officer's duties would include: providing comprehensive communication from the Department to Department employees and to veterans, their families, caregivers, and survivors during strategic and time-sensitive fraud and scam incidents; setting consistent, department-wide guidance for employees and for veterans, their families, caregivers, and survivors on how to identify, report, and avoid fraud and scam attempts; promoting the Department's Veteran Identity Health Theft Helpline (or any successor resource) and identifying other identity theft resources available to veterans, their families, caregivers, and survivors, including in connection with actions the Secretary takes to protect the identities of veterans and their beneficiaries; developing methods to monitor fraud and scam metrics within the Department so the Department can report internally and externally, use advanced data analytics, and identify fraud and scam trends proactively; developing comprehensive training plans for Department employees who handle fraud and scam inquiries and reports; coordinating with the Department's Inspector General and with other federal departments and agencies, including the Executive Office of the President, the Office of Management and Budget, the Internal Revenue Service, the Department of Justice, the Department of State, the Consumer Financial Protection Bureau, the Department of Defense, the Department of Education, the Social Security Administration, and other relevant agencies, to build a whole-of-government view of fraud prevention efforts elsewhere in government, identify the right channels for veterans to report fraud and get help, and find opportunities to coordinate with those agencies; and consulting with veterans service organizations and with state, local, and tribal governments, as necessary, to improve the Department's understanding of fraud and scam risks. This section would not authorize any increase in the total number of full-time employees otherwise authorized for the Department, meaning the Department would have to create this position within its existing staffing levels. Nothing in the new section would limit the authority the Department's Office of Inspector General already has under title 38 or under chapter 4 of title 5 (the Inspector General Act of 1978). This section would also add the new section to the table of sections at the start of chapter 3 of title 38, so it appears in that table.

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Official text, verbatim from the record

2. Veterans Scam and Fraud Evasion Officer (a) In general Chapter 3 of title 38, United States Code, is amended by adding at the end the following new section: 325. Veterans Scam and Fraud Evasion Officer (a) Establishment There is in the Department a Veterans Scam and Fraud Evasion Officer, who shall be responsible for fraud and scam prevention, reporting, and incident response plans at the Department. (b) Responsibilities The Veterans Scam and Fraud Evasion Officer shall carry out the following responsibilities: (1) Providing comprehensive communication from the Department to Department employees and veterans, their families, caregivers, and survivors during strategic and time-sensitive fraud and scam incidents. (2) Establishing consistent guidance across the enterprise for employees as well as veterans, their families, caregivers, and survivors on how to identify, report, and avoid fraud and scam attempts. (3) Promoting the Veteran Identity Health Theft Helpline of the Department (and any successor resource) and identifying other identity theft resources available to veterans, their families, caregivers, and survivors, including with respect to actions made by the Secretary to protect the identities of veterans and their beneficiaries. (4) Developing methods to monitor fraud and scam metrics within the Department to— (A) provide internal and external reporting; (B) enable advanced data analytics; and (C) facilitate proactive and robust fraud and scam trend identification. (5) Developing comprehensive training plans for Department employees fielding fraud and scam inquiries and reports. (6) Coordinating with the Inspector General of the Department and other Federal departments and agencies, including the Executive Office of the President, the Office of Management and Budget, the Internal Revenue Service, the Department of Justice, the Department of State, the Consumer Financial Protection Bureau, the Department of Defense, the Department of Education, the Social Security Administration, and other relevant agencies to— (A) create a whole-of-Government view within the Department with respect to the fraud prevention efforts at other Federal departments and agencies; (B) identify the proper avenues for veterans to report fraud attempts and receive assistance; and (C) identify opportunities for coordination with such departments and agencies. (7) Consulting with veterans service organizations and State, local, and tribal governments, as necessary, to improve the understanding of fraud and scam risks within the Department. (c) Full-Time employees Nothing in this section authorizes an increase in the number of full-time employees otherwise authorized for the Department. (d) Rule of construction Nothing in this section shall be construed to limit the authority of the Office of Inspector General of the Department as otherwise provided in this title or in chapter 4 of title 5 (commonly referred to as the Inspector General Act of 1978). . (b) Clerical amendment The table of sections at the beginning of such chapter is amended by adding at the end the following new item: 325. Veterans Scam and Fraud Evasion Officer. .

3Modification of Department of Veterans Affairs home loan fees
This section would change the date June 9, 2034 to June 23, 2034 everywhere it appears in the home loan fee table in section 3729(b)(2) of title 38. Stating what that date change means for the fees veterans pay requires the text of that table, which is not part of the provided bill text.
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Official text, verbatim from the record

3. Modification of Department of Veterans Affairs home loan fees The loan fee table in section 3729(b)(2) of title 38, United States Code, is amended by striking June 9, 2034 each place it appears and inserting June 23, 2034 .

AI plain languageRead the whole bill in plain language, 3 sections

Where it is

Introduced · 2025-02-27

In the House.

Committee hearing · 2025-06-11
Passed the House · 2026-01-20
Senate floor vote · next · the next step

Official documents

The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.

The numbers

29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
14
sponsors, out of 218 needed to pass

Who is lobbying on this

DISABLED AMERICAN VETERANSvia DISABLED AMERICAN VETERANS
6 filings
PARALYZED VETERANS OF AMERICAvia PARALYZED VETERANS OF AMERICA
6 filings
AARPvia AARP
1 filing
From 13 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs. (2026-01-26).