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US Congress · H.R. 1549 · Passed the House

China Financial Threat Mitigation Act of 2025

Introduced
Moved
Reached a final decision
Introduced 2025-02-24
Derived from the official record below.

Officially: “China Financial Threat Mitigation Act of 2025 Read the full text

Finance and Financial Sector

What it does

China Financial Threat Mitigation Act of 2025 This bill requires the Department of the Treasury, in consultation with specified federal financial agencies, to report on the exposure of the United States to the activity of China's financial sector. The report must include the effects that risks in China's financial sector have on U.S. and global financial systems, a description of the policies the United States is adopting to protect U.S. financial stability, a description and evaluation of the reliability of Chinese economic data, and recommendations for additional actions to strengthen intern
Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.

Read it in plain language

AI plain language2 sections
Written by AI from the complete official bill text and independently fact-checked against it. Not legal advice.
1Short title

This section would give the Act the short title "China Financial Threat Mitigation Act of 2025."

Show official text
Official text, verbatim from the record

1. Short title This Act may be cited as the China Financial Threat Mitigation Act of 2025 .

2China financial threat mitigation

This section would require the Secretary of the Treasury, working with the Chairman of the Federal Reserve Board of Governors, the Chairman of the Securities and Exchange Commission, the Chairman of the Commodity Futures Trading Commission, and the Secretary of State, to conduct a study and issue a report on the exposure of the United States to the financial sector of the People's Republic of China, no later than one year after the Act becomes law. The report would have to include an assessment of how significant risks in China's financial sector could affect the United States and global financial systems, a description of the policies the United States government is adopting to protect the financial stability of the United States and the global economy from those risks, a description and evaluation of how transparent, complete, and reliable Chinese economic data is, and recommendations for additional actions the United States government, including United States representatives at relevant international organizations, should take to strengthen international cooperation to monitor and reduce those financial stability risks and protect United States interests. The Secretary of the Treasury would have to send the report, within that same one-year deadline, to the House Committees on Financial Services and Foreign Affairs, the Senate Committees on Banking, Housing, and Urban Affairs and Foreign Relations, and to United States representatives at relevant international organizations as appropriate. The report would have to be unclassified, though it could include a classified annex. The Secretary of the Treasury would also have to publish the report, other than any classified annex, on the Department of the Treasury's website within one year after the Act becomes law.

Show official text
Official text, verbatim from the record

2. China financial threat mitigation (a) Report Not later than one year after the date of the enactment of this Act, the Secretary of the Treasury, in consultation with the Chairman of the Board of Governors of the Federal Reserve System, the Chairman of the Securities and Exchange Commission, the Chairman of the Commodity Futures Trading Commission, and the Secretary of State, shall conduct a study and issue a report on the exposure of the United States to the financial sector of the People’s Republic of China that includes— (1) an assessment of the effects of significant risks in the financial sector of the People’s Republic of China on the United States and global financial systems; (2) a description of the policies the United States Government is adopting to protect the financial stability of the United States and the global economy from any risks described under paragraph (1); (3) a description and evaluation of the transparency, completeness, and reliability of Chinese economic data; and (4) recommendations for additional actions the United States Government, including United States representatives at relevant international organizations, should take to strengthen international cooperation to monitor and mitigate such financial stability risks and protect United States interests. (b) Transmission of report The Secretary of the Treasury shall transmit the report required under subsection (a) not later than one year after the date of enactment of this Act to the Committees on Financial Services and Foreign Affairs of the House of Representatives, the Committees on Banking, Housing, and Urban Affairs and Foreign Relations of the Senate, and to the United States representatives at relevant international organizations, as appropriate. (c) Classification of report The report required under subsection (a) shall be unclassified, but may contain a classified annex. (d) Publication of report The Secretary of the Treasury shall publish the report required under subsection (a) (other than any classified annex) on the website of the Department of the Treasury not later than one year after the date of enactment of this Act.

AI plain languageRead the whole bill in plain language, 2 sections

Where it is

Introduced · 2025-02-24

In the House.

Passed the House · 2025-07-23
Senate floor vote · next · the next step

Official documents

The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.

The numbers

29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
3
sponsors, out of 218 needed to pass

Who is lobbying on this

ASSOCIATION OF CALIFORNIA WATER AGENCIESvia ASSOCIATION OF CALIFORNIA WATER AGENCIES
2 filings
BUSINESS ROUNDTABLE INCvia THE BUSINESS ROUNDTABLE, INC.
1 filing
From 3 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (2025-07-24).