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US Congress · H.R. 1190 · Passed the House

Expanding Access to Capital for Rural Job Creators Act

Introduced
Moved
Reached a final decision
Introduced 2025-02-11
Derived from the official record below.

Officially: “Expanding Access to Capital for Rural Job Creators Act Read the full text

Finance and Financial Sector

What it does

Expanding Access to Capital for Rural Job Creators Act This bill requires the Office of the Advocate for Small Business Capital Formation within the Securities and Exchange Commission to report on issues encountered by rural-area small businesses.
Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.

Read it in plain language

AI plain language2 sections
Written by AI from the complete official bill text and independently fact-checked against it. Not legal advice.
1Short title

This section would let the Act be called the 'Expanding Access to Capital for Rural Job Creators Act.'

Show official text
Official text, verbatim from the record

1. Short title This Act may be cited as the Expanding Access to Capital for Rural Job Creators Act .

2Access to capital for rural-area small businesses
This section would insert the phrase 'rural-area small businesses,' immediately after 'women-owned small businesses,' in two places: paragraph (4)(C) and paragraph (6)(B)(iii) of section 4(j) of the Securities Exchange Act of 1934 (15 U.S.C. 78d(j)). The bill text only gives the insertion instructions, not the surrounding text of paragraphs (4)(C) and (6)(B)(iii) themselves, so the specific rule, report requirement, or committee duty into which 'rural-area small businesses' is being added cannot be stated without that base statutory text.
Show official text
Official text, verbatim from the record

2. Access to capital for rural-area small businesses Section 4(j) of the Securities Exchange Act of 1934 ( 15 U.S.C. 78d(j) ) is amended— (1) in paragraph (4)(C), by inserting rural-area small businesses, after women-owned small businesses, ; and (2) in paragraph (6)(B)(iii), by inserting rural-area small businesses, after women-owned small businesses, .

AI plain languageRead the whole bill in plain language, 2 sections

Where it is

Introduced · 2025-02-11

In the House.

Passed the House · 2025-06-23
Senate floor vote · next · the next step

Official documents

The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.

The numbers

29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
6
sponsors, out of 218 needed to pass

Who is lobbying on this

CHAMBER OF COMMERCE OF THE U.S.A.via CHAMBER OF COMMERCE OF THE U.S.A.
6 filings
SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL)via SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL)
2 filings
From 8 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (2025-06-24).