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US Congress · H.R. 1155 · Passed the House

Recovery of Stolen Checks Act

Introduced
Moved
Reached a final decision
Introduced 2025-02-10
Derived from the official record below.

Officially: “Recovery of Stolen Checks Act Read the full text

Taxation

What it does

Recovery of Stolen Checks Act This bill requires the Department of the Treasury to establish procedures that allow an eligible taxpayer to elect to receive by direct deposit a replacement of a federal tax refund amount that was originally issued as a paper check and was lost or stolen. (Currently, taxpayers eligible to receive a replacement of a lost or stolen federal tax refund check are generally issued another paper check.)
Summary by the Congressional Research Service, from the official record. Plain-language version below. Not legal advice.

Read it in plain language

AI plain language2 sections
Written by AI from the complete official bill text and independently fact-checked against it. Not legal advice.
1Short title

This section states that the Act may be referred to by the short title, the Recovery of Stolen Checks Act.

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Official text, verbatim from the record

1. Short title This Act may be cited as the Recovery of Stolen Checks Act .

2Election to receive certain replacement refunds electronically

This section would amend section 6402 of the Internal Revenue Code of 1986 by adding a new subsection that lets certain taxpayers get a replacement tax refund by direct deposit. Under the new rule, if a taxpayer would otherwise be eligible to receive a paper check as a replacement for a paper check that the Secretary of the Treasury had previously sent as a tax refund and that was lost or stolen, the taxpayer could instead elect to receive that replacement amount by direct deposit rather than getting another paper check. The section would require the Secretary of the Treasury to issue regulations setting up the procedures for making this election no later than 6 months after the date this Act is enacted. The amendment would take effect on the date this Act is enacted.

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Official text, verbatim from the record

2. Election to receive certain replacement refunds electronically (a) In general Section 6402 of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsection: (o) Election To receive certain replacement refunds by direct deposit Not later than the date which is 6 months after the date of the enactment of this subsection, the Secretary shall prescribe regulations to establish procedures to allow for taxpayers, which are otherwise eligible to receive an amount by paper check in replacement of a lost or stolen paper check which was previously sent by the Secretary as a refund of an overpayment of tax, to elect to receive such amount by direct deposit in lieu of receiving such replacement paper check. . (b) Effective date The amendment made by this subsection shall take effect on the date of the enactment of this Act.

AI plain languageRead the whole bill in plain language, 2 sections

Where it is

Introduced · 2025-02-10

In the House.

Passed the House · 2025-03-31
Senate floor vote · next · the next step

Official documents

The on-site text is shown verbatim from the GovInfo publication, captured 2026-07-23. The same version at GovInfo.

The numbers

29%
of bills that passed one chamber became law in the 118th Congress, 2023 to 2024 (n=939)
4
sponsors, out of 218 needed to pass

Who is lobbying on this

ENERGY FAIR TRADE COALITIONvia ELEVATE GOVERNMENT AFFAIRS, LLC
6 filings
From 6 filings in federal lobbying disclosures (LDA), via lda.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Every fact on this page links to its source, starting with the official bill record. Last action: Received in the Senate and Read twice and referred to the Committee on Finance. (2025-04-01).