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Texas Legislature· HB 2518Effective on 9/1/25

Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies, the official text

Shown verbatim: the complete text as captured from the official page posted by the Texas Legislature, fetched 2026-08-29. Where this bill amends existing law, language marked for deletion in the official page appears here in brackets. This is the enrolled version. The official bill page.
H.B. No. 2518

AN ACT

relating to the use of installment premium payment plans on Texas

Windstorm Insurance Association policies.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 2210.2032, Insurance Code, is amended by

adding Subsection (c) to read as follows:

(c) Due to the availability of multiple installment payment

plans directly through the association at no additional cost to the

insured, the use of premium financing arrangements is prohibited.

SECTION 2. The changes in law made by this Act apply to

policies issued and renewed on or after January 1, 2026.

SECTION 3. This Act takes effect September 1, 2025.

______________________________
______________________________

President of the Senate
Speaker of the House

I certify that H.B. No. 2518 was passed by the House on May 2,

2025, by the following vote: Yeas 120, Nays 15, 1 present, not

voting.

______________________________

Chief Clerk of the House

I certify that H.B. No. 2518 was passed by the Senate on May

25, 2025, by the following vote: Yeas 28, Nays 2, 1 present, not

voting.

______________________________

Secretary of the Senate

APPROVED: _____________________

Date

_____________________

Governor
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