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Texas Legislature· HB 2516Effective immediately

Relating to the eligibility of certain individuals younger than 65 years of age to purchase Medicare supplement benefit plans, the official text

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H.B. No. 2516

AN ACT

relating to the eligibility of certain individuals younger than 65

years of age to purchase Medicare supplement benefit plans.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. This Act shall be known as the Chris Larkin ALS

Act.

SECTION 2. Subchapter B, Chapter 1652, Insurance Code, is

amended by adding Sections 1652.059 and 1652.060 to read as

follows:

Sec. 1652.059. COVERAGE FOR CERTAIN INDIVIDUALS YOUNGER

THAN 65. (a) In this section, "entity" means an entity that

delivers or issues for delivery a Medicare supplement benefit plan

in this state.

(b) An entity that offers coverage under a Medicare

supplement benefit plan to individuals 65 years of age or older must

offer the same coverage to individuals younger than 65 years of age

who are eligible for and enrolled in Medicare by reason of end stage

renal disease or amyotrophic lateral sclerosis.

(c) Except as otherwise provided by rules adopted under

Section 1652.051, any benefit, protection, policy, or procedure

applicable to coverage under a plan for an individual 65 years of

age or older must apply to coverage offered under Subsection (b).

(d) A standardized Plan A, Plan B, or Plan D Medicare

supplement benefit plan offered under Subsection (b) must be

offered at the same premium rate charged for the plan to an

individual 65 years of age. A premium rate for a Medicare

supplement benefit plan offered under Subsection (b), other than

Plan A, Plan B, or Plan D, may not exceed 200 percent of the premium

rate charged for the same plan to an individual 65 years of age.

Sec. 1652.060. ENROLLMENT PERIOD FOR CERTAIN INDIVIDUALS

YOUNGER THAN 65. (a) In this section, "entity" means an entity

that delivers or issues for delivery a Medicare supplement benefit

plan in this state.

(b) An individual eligible for coverage under a Medicare

supplement benefit plan under Section 1652.059 may enroll any time

during the six-month period beginning the first day of the first

month the individual becomes enrolled for benefits under Medicare

Part B.

(c) During an enrollment period, an entity may not, with

respect to an applicant who is an individual described by

Subsection (b):

(1) deny or condition the issuance or effectiveness of

a Medicare supplement benefit plan or certificate that the entity

offers and is available for issuance in this state;

(2) subject the applicant to medical underwriting or

discriminate in the price of a Medicare supplement benefit plan or

certificate because of the applicant's health status, claims

experience, receipt of health care, or medical condition;

(3) impose a waiting period; or

(4) impose a limitation or exclusion of benefits based

on the applicant's preexisting condition.

(d) The commissioner shall adopt rules as necessary to

administer this section, including rules designating enrollment

periods.

SECTION 3. The changes in law made by this Act apply only to

a Medicare supplement benefit plan delivered, issued for delivery,

or renewed on or after September 1, 2025.

SECTION 4. In addition to other enrollment periods provided

by law, an individual younger than 65 years of age and enrolled in

Medicare Part B by reason of end stage renal disease or amyotrophic

lateral sclerosis on the effective date of this Act may apply for

coverage under a Medicare supplement benefit plan:

(1) after December 1, 2025, and before June 1, 2026; or

(2) if the individual is unable to submit an

application for coverage under the plan during the period described

by Subdivision (1) of this section because the application is not

available and the individual requested the application during that

period, during a six-month period beginning on the date the

application initially becomes available.

SECTION 5. This Act takes effect immediately if it receives

a vote of two-thirds of all the members elected to each house, as

provided by Section 39, Article III, Texas Constitution. If this

Act does not receive the vote necessary for immediate effect, this

Act takes effect September 1, 2025.

______________________________
______________________________

President of the Senate
Speaker of the House

I certify that H.B. No. 2516 was passed by the House on May 6,

2025, by the following vote: Yeas 130, Nays 19, 1 present, not

voting; that the House refused to concur in Senate amendments to

H.B. No. 2516 on May 28, 2025, and requested the appointment of a

conference committee to consider the differences between the two

houses; and that the House adopted the conference committee report

on H.B. No. 2516 on June 1, 2025, by the following vote: Yeas 132,

Nays 5, 2 present, not voting.

______________________________

Chief Clerk of the House

I certify that H.B. No. 2516 was passed by the Senate, with

amendments, on May 26, 2025, by the following vote: Yeas 31, Nays

0; at the request of the House, the Senate appointed a conference

committee to consider the differences between the two houses; and

that the Senate adopted the conference committee report on H.B. No.

2516 on June 1, 2025, by the following vote: Yeas 31, Nays 0.

______________________________

Secretary of the Senate

APPROVED: __________________

Date

__________________

Governor
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