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Texas Legislature· HB 1094Effective on 9/1/25

Relating to the regulation of transportation protection agreements, the official text

Shown verbatim: the complete text as captured from the official page posted by the Texas Legislature, fetched 2026-08-29. Where this bill amends existing law, language marked for deletion in the official page appears here in brackets. This is the enrolled version. The official bill page.
H.B. No. 1094

AN ACT

relating to the regulation of transportation protection

agreements.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

SECTION 1. Section 154.002, Finance Code, is amended by

amending Subdivisions (9) and (13) and adding Subdivision (15) to

read as follows:

(9) "Prepaid funeral benefits" means prearranged or

prepaid funeral or cemetery services or funeral merchandise,

including an alternative container, casket, or outer burial

container. The term does not include:

(A) a grave, marker, monument, tombstone, crypt,

niche, plot, or lawn crypt unless it is sold in contemplation of

trade for a funeral service or funeral merchandise to which this

chapter applies; or

(B) a transportation protection agreement.

(13) "Funeral service" or "service":

(A) means a service sold or offered for sale on a

preneed basis that may be used to:

(i) [(A)] care for and prepare a deceased

human body for burial, cremation, or other final disposition; and

(ii) [(B)] arrange, supervise, or conduct a

funeral ceremony or the final disposition of a deceased human body;

and

(B) does not include a service provided under a

transportation protection agreement.

(15) "Transportation protection agreement" has the

meaning assigned by Section 101.056, Insurance Code.

SECTION 2. Subchapter B, Chapter 101, Insurance Code, is

amended by adding Section 101.056 to read as follows:

Sec. 101.056. TRANSPORTATION PROTECTION AGREEMENTS;

EXEMPTION FROM INSURANCE LAW. (a) In this section:

(1) "Seller" has the meaning assigned by Section

154.002, Finance Code.

(2) "Transportation protection agreement" means an

agreement to pay for transportation of a deceased human body from

the place of death to a licensed holding facility or licensed

crematory, if the place of death is more than 75 miles from the

location of the licensed facility that will provide the funeral

services.

(b) A transportation protection agreement sold by a seller:

(1) does not constitute the business of insurance in

this state; and

(2) is otherwise exempt from the requirements of this

code.

SECTION 3. This Act takes effect September 1, 2025.

______________________________
______________________________

President of the Senate
Speaker of the House

I certify that H.B. No. 1094 was passed by the House on April

10, 2025, by the following vote: Yeas 142, Nays 4, 2 present, not

voting.

______________________________

Chief Clerk of the House

I certify that H.B. No. 1094 was passed by the Senate on May

29, 2025, by the following vote: Yeas 31, Nays 0.

______________________________

Secretary of the Senate

APPROVED: _____________________

Date

_____________________

Governor
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