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Back to HB 484
Tennessee General Assembly· HB 484Transmitted to Governor for his action.

Insurance, Health, Accident - As enacted, requires a health insurer that issues, amends, delivers, or renews a contract or agreement for a health benefit plan to take effect on or after January 1, 2027, to include covera, the official text

Shown verbatim: the complete text as captured from the official PDF posted by the Tennessee General Assembly, fetched 2026-09-25. Page and line markers are part of the official record; nothing is edited or removed. This is the chaptered version. The official bill page.
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                      ~tate of \ltenne~~ee

                          PUBLIC CHAPTER NO. 929

                                                 HOUSE BILL NO. 484

By Representatives Brock Martin, Hemmer, Helton-Haynes, Behn, White, Warner, Boyd,
Freeman, Moody, Renea Jones, Hakeem, Parkinson, Sherrell, Terry, Faison, Hale,
McKenzie, Kumar, Rudder, Towns, Slater, Sparks, McCalmon, Harris, Hardaway,
Clemmons, Russell, Maberry, Capley, Reeves, Gillespie, Lamberth, Brooks, Camper,
Davis, Miller, Chism

                                       Substituted for: Senate Bill No. 435

 By Senators Reeves, Akbari, Campbell, Rose, Jackson, Hensley, White, Bailey, Bowling,
                                                     Hatcher, Walley

         AN ACT to amend Tennessee Code Annotated, Title 56 and Title 71, relative to
coverage of biomarker testing.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:

          SECTION 1. Tennessee Code Annotated, Title 56, Chapter 7, Part 23, is amended by
adding the following as a new section:

          56-7-2369.

                    (a) As used in this section:

                             (1) "Biomarker":

                                       (A) Means a characteristic that is objectively measured and
                             evaluated as an indicator of normal biological processes, pathogenic
                             processes, or pharmacologic responses to a specific therapeutic
                             intervention, including known gene-drug interactions for medications
                             being considered for use or already being administered; and

                                       (8) Includes gene mutations, characteristics of genes, and protein
                             expression;

                             (2) "Biomarker testing":

                                       (A) Means the analysis of a patient's tissue, blood, or other
                             biospecimen for the presence of a biomarker; and

                                       (8) Includes single-analyte tests, multi-plex panel tests, protein
                             expression, and whole exome, whole genome, and whole transcriptome
                             sequencing;

                             (3) "Health benefit plan" means health insurance coverage as defined in §
                    56-7-109 that is offered under a state or local insurance program pursuant to title
                    8, chapter 27;

                              (4) "Health insurer" means a health insurance entity, as defined in§ 56-7-
                    109, that offers a hea1th benefit plan; and

                              (5) "Nationally recognized clinical practice guideline" means an evidence-
                    based clinical practice guideline developed by an independent organization or
                    professional medical society utilizing a transparent methodology and reporting
                    structure that includes a conflict of interest policy, and that establishes standards
                    of care informed by a systematic review of evidence and an assessment of the
                    benefits and risks of alternative care options, including recommendations
                    intended to optimize patient care.
HB484

                   (b) A health insurer that issues, amends, delivers, or renews a contract or
         agreement for a health benefit plan to take effect on or after January 1, 2027, shall
         include coverage for biomarker testing pursuant to subsection (c).

                   (c) A health benefit plan must provide coverage for biomarker testing when
         ordered by a healthcare provider for the purposes of diagnosis, treatment, appropriate
         management, or ongoing monitoring to guide treatment decisions for an enrollee's
         disease or condition when the test is supported by medical and scientific evidence,
         including, but not limited to:

                             (1) Labeled indications for a federal food and drug administration (FDA)-
                   approved or FDA-cleared test;

                             (2) Indicated tests for an FDA-approved drug;

                             (3) Warnings and precautions on FDA-approved drug labels;

                             (4) Centers for medicare and medicaid services national coverage
                   determinations or medicare administrative contractor local coverage
                   determinations; or

                             (5) Nationally recognized clinical practice guidelines.

                   (d) A health insurer shall ensure that biomarker testing coverage under this
          section is provided in a manner that limits disruptions in care, including the need for
          multiple biopsies or biospecimen samples.

                   (e) This section does not require coverage of biomarker testing for the purpose of
          screening asymptomatic individuals.

                   (f) If utilization review, including, but not limited to, prior authorization, is required,
         then the health insurer, nonprofit health service plan, health maintenance organization,
          utilization review entity, or a third party acting on behalf of an organization or entity
          subject to this section must approve or deny a prior authorization request and notify the
         enrollee, the enrollee's healthcare provider, and each entity requesting authorization of
         the service in accordance with state law.

                   (g) A patient and prescribing practitioner must have access to a clear, readily
         accessible, and convenient process to request an exception to a coverage policy or an
         adverse utilization review determination of a health insurer, nonprofit health service plan,
          or health maintenance organization. The process must be made readily accessible on
         the public website of the health insurer, nonprofit health service plan, or health
          maintenance organization.

                   (h) This section does not limit a health insurer's ability to require prior
         authorization or other utilization management techniques.

          SECTION 2. Tennessee Code Annotated, Title 71, Chapter 5, Part 1, is amended by
adding the following as a new section:

                    (a) As used in this section:

                             (1) "Biomarker" has the same meaning as defined in§ 56-7-2369;

                             (2) "Biomarker testing" has the same meaning as defined in § 56-7-2369;

                             (3) "Health benefit plan" means health insurance coverage as defined in §
                    56-7-109;

                             (4) "Health insurer" means a health insurance entity as defined in§ 56-7-
                    109;

                             (5) "Nationally recognized clinical practice guideline" has the same
                   meaning as defined in§ 56-7-2369; and

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HB484

                             (6) "TennCare health benefit plan" means a health benefit plan issued by
                   a health insurer pursuant to an agreement with the bureau of TennCare to
                   provide health insurance coverage for an enrollee in the medical assistance
                   program.

                   (b) A TennCare health benefit plan that is issued, amended, or renewed on or
         after January 1, 2027, must provide coverage for biomarker testing when medically
          necessary pursuant to§ 71-5-144.

                   (c) Biomarker testing must be covered for the purposes of diagnosis, treatment,
         appropriate management, or ongoing monitoring of an enrollee's disease or condition
         when the test is supported by medical and scientific evidence, including, but not limited
         to:

                             (1) Labeled indications for a federal food and drug administration (FDA)-
                   approved or FDA-cleared test;

                             (2) Indicated tests for an FDA-approved drug;

                             (3) Warnings and precautions on FDA-approved drug labels;

                             (4) Centers for medicare and medicaid services national coverage
                   determinations or medicare administrative contractor local coverage
                   determinations; or

                             (5) Nationally recognized clinical practice guidelines.

                    (d) A health insurer that issues a TennCare health benefit plan that covers
          biomarker testing shall provide biomarker testing within the same scope, and at the
          same duration and frequency, that other TennCare benefits are provided to enrollees.

                    (e) If utilization review, including, but not limited to, prior authorization, is
          required, then the health insurer, nonprofit health service plan, health maintenance
          organization, utilization review entity, or a third party acting on behalf of an organization
          or entity subject to this section must approve or deny a prior authorization request and
          notify the enrollee, the enrollee's healthcare provider, and each entity requesting
          authorization of the service in accordance with 42 CFR Part 438.

                    (f) An enrollee and participating provider must have access to a clear, readily
          accessible, and convenient process to request an exception to a coverage policy of, or
          an adverse utilization review by, a health insurer that issues a TennCare health benefit
          plan. The process must be made readily accessible on the public website of TennCare
          and each health insurer that issues TennCare health benefit plans.

                    (g) The director of TennCare is authorized to seek any federal waiver the director
          deems necessary to effectuate this section.

                    (h)

                              (1) The commissioner of commerce and insurance shall compile a report
                    on the usage of covered biomarker testing and cost savings generated pursuant
                   to this section, based upon data reported to the department of commerce and
                    insurance by health insurers.

                              (2) The commissioner may establish reporting standards by rule for the
                    purpose of compiling data necessary to complete the report required by this
                    subsection (h). The rules must be promulgated in accordance with the Uniform
                   Administrative Procedures Act, compiled in title 4, chapter 5.

                              (3) No later than February 1, 2029, the commissioner shall deliver a copy
                    of the report to the chief clerk of the senate, the chief clerk of the house of
                    representatives, and the legislative librarian. The report may be delivered by
                    electronic means.

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HB484
          SECTION 3. The commissioner of commerce and insurance may promulgate rules to

effectuate SECTION 1 of this act. The rules must be promulgated in accordance with the
Uniform Administrative Procedures Act, compiled in title 4, chapter 5.

          SECTION 4. This act takes effect upon becoming a law, the public welfare requiring it.

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                    HOUSE BILL NO. 484

PASSED:  April 16, 2026

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                                       -~
                            CAMERONSEXTON,SPEAKER
                            HOUSE OF REPRESENTATIVES

                                         RANDY MCNAIi-Y
                            SPEAKER OF THE SENAtE

APPROVED this J_tl day of (V:'t:u...1~1•  2026

BILL LEE, GOVERNOR       u
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