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South Carolina General Assembly · S 0787 · Act No. 172

Bridge Loans

Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.

Officially: “AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 37-3-110 SO AS TO DEFINE BRIDGE LOANS; AND BY AMENDING SECTION 37-3-402, RELATING TO BALLOON PAYMENTS, SO AS TO PROVIDE THAT THIS SECTION DOES NOT APPLY TO BRIDGE LOANS. - RATIFIED TITLE Read the full text

Official title shown verbatim from the official record. Plain-language summary coming as coverage deepens. Not legal advice.
126th session (2025-2026)

Where it is

Show all 21 actions
Introduced and read first time (Senate Journal-page 53) · Jan 13, 2026

Senate

Referred to Committee on Banking and Insurance (Senate Journal-page 53) · Jan 13, 2026

Senate

Committee report: Favorable Banking and Insurance (Senate Journal-page 8) · Feb 12, 2026

Senate

Read second time (Senate Journal-page 15) · Feb 19, 2026

Senate

Roll call Ayes-44 Nays-0 (Senate Journal-page 15) · Feb 19, 2026

Senate

Read third time and sent to House (Senate Journal-page 11) · Feb 24, 2026

Senate

Introduced and read first time (House Journal-page 11) · Feb 25, 2026

House

Referred to Committee on Labor, Commerce and Industry (House Journal-page 11) · Feb 25, 2026

House

Committee report: Favorable with amendment Labor, Commerce and Industry (House Journal-page 7) · Apr 30, 2026

House

Debate adjourned until Wed., 5-6-26 (House Journal-page 38) · May 5, 2026

House

Debate adjourned · May 6, 2026

House

Amended (House Journal-page 73) · May 7, 2026

House

Read second time (House Journal-page 73) · May 7, 2026

House

Roll call Yeas-102 Nays-0 (House Journal-page 74) · May 7, 2026

House

Unanimous consent for third reading on next legislative day (House Journal-page 75) · May 7, 2026

House

Read third time and returned to Senate with amendments (House Journal-page 2) · May 8, 2026

House

Concurred in House amendment and enrolled (Senate Journal-page 75) · May 13, 2026

Senate

Ratified R 151 · May 14, 2026
Signed By Governor · May 18, 2026
Effective date 05/18/26 · May 27, 2026
Act No. 172 · May 27, 2026

The numbers

1
sponsor on the bill

Sponsors

Gambrell

Recorded votes

Passage of BillHouse · 2026-05-07 · Passed · Yeas 102, Nays 0, Excused Absence 14, Not Voting 8
Campsen, George E., IIISenate · 2026-02-19 · Passed
Roll-call results shown verbatim from the South Carolina legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Every fact on this page links to its source, starting with the official bill record. Last action: Act No. 172 (May 27, 2026).