Shown verbatim: the complete text as captured from the official PDF posted by the Rhode Island General Assembly, fetched 2026-07-29. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
S3198 2026 -- S 3198 ======== LC005218 ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2026 ____________ A N A C T RELATING TO INSURANCE -- LIABILITY INSURANCE Introduced By: Senators Dimitri, Patalano, LaMountain, Famiglietti, Appollonio, and Thompson Date Introduced: April 03, 2026 Referred To: Senate Judiciary It is enacted by the General Assembly as follows: 1 SECTION 1. Chapter 27-7 of the General Laws entitled Liability Insurance is hereby 2 amended by adding thereto the following section: 3 27-7-1.1. Wasting policies prohibited. 4 Every policy written insuring against liability for property damage or personal injuries or 5 both, and every policy written indemnifying any person by reason of that liability, other than the 6 payment of compensation under chapters 29 through 38 of title 28, shall state a policy limit to be 7 available in full for payment of such claims. No portion of the policy limit may be used for the 8 payment of fees or costs to defend a claim. 9 SECTION 2. This act shall take effect upon passage. ======== LC005218 ======== EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO INSURANCE -- LIABILITY INSURANCE *** 1 This act would require that insurance policies for property damage, personal injuries, and 2 indemnification other than payment of compensation for workers compensation, state policy limits 3 and no amount of the policy may be used to pay costs to defend a claim. 4 This act would take effect upon passage. ======== LC005218 ======== LC005218 - Page 2 of 2
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