Shown verbatim: the complete text as captured from the official PDF posted by the Rhode Island General Assembly, fetched 2026-07-29. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
S2890 2026 -- S 2890 ======== LC005178 ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2026 ____________ A N A C T RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE Introduced By: Senators Urso, Murray, Ujifusa, Vargas, Lauria, Valverde, Appollonio, and Rogers Date Introduced: March 04, 2026 Referred To: Senate Health & Human Services It is enacted by the General Assembly as follows: 1 SECTION 1. Chapter 27-18 of the General Laws entitled Accident and Sickness Insurance 2 Policies is hereby amended by adding thereto the following section: 3 27-18-96. Coverage for hormonal and non-hormonal therapy to treat menopause. 4 (a) Any group health insurer subject to the provisions of this chapter, that is amended, 5 delivered, issued, or renewed in this state on or after January 1, 2027, shall provide coverage for 6 medically necessary hormone therapy treatment to treat: 7 (1) Menopause that has been induced by a hysterectomy; or 8 (2) Therapy to treat menopausal symptoms if the therapy is recommended by a qualified 9 health care provider who is licensed, accredited, or certified under Rhode Island law and the therapy 10 has been proven safe and effective in peer-reviewed scientific studies. 11 (b) Coverage for therapy to treat menopausal symptoms shall include all federal Food and 12 Drug Administration-approved modalities of hormonal and non-hormonal administration 13 including, but not limited to, oral, transdermal, topical, and vaginal rings. 14 SECTION 2. Chapter 27-19 of the General Laws entitled Nonprofit Hospital Service 15 Corporations is hereby amended by adding thereto the following section: 16 27-19-88. Coverage for hormonal and non-hormonal therapy to treat menopause. 17 (a) Any group health insurer subject to the provisions of this chapter, that is amended, 18 delivered, issued, or renewed in this state on or after January 1, 2027, shall provide coverage for 19 medically necessary hormone therapy treatment to treat: 1 (1) Menopause that has been induced by a hysterectomy; or 2 (2) Therapy to treat menopausal symptoms if the therapy is recommended by a qualified 3 health care provider who is licensed, accredited, or certified under Rhode Island law and the therapy 4 has been proven safe and effective in peer-reviewed scientific studies. 5 (b) Coverage for therapy to treat menopausal symptoms shall include all federal Food and 6 Drug Administration-approved modalities of hormonal and non-hormonal administration 7 including, but not limited to, oral, transdermal, topical, and vaginal rings. 8 SECTION 3. Chapter 27-20 of the General Laws entitled Nonprofit Medical Service 9 Corporations is hereby amended by adding thereto the following section: 10 27-20-84. Coverage for hormonal and non-hormonal therapy to treat menopause. 11 (a) Any group health insurer subject to the provisions of this chapter, that is amended, 12 delivered, issued, or renewed in this state on or after January 1, 2027, shall provide coverage for 13 medically necessary hormone therapy treatment to treat: 14 (1) Menopause that has been induced by a hysterectomy; or 15 (2) Therapy to treat menopausal symptoms if the therapy is recommended by a qualified 16 health care provider who is licensed, accredited, or certified under Rhode Island law and the therapy 17 has been proven safe and effective in peer-reviewed scientific studies. 18 (b) Coverage for therapy to treat menopausal symptoms shall include all federal Food and 19 Drug Administration-approved modalities of hormonal and non-hormonal administration 20 including, but not limited to, oral, transdermal, topical, and vaginal rings. 21 SECTION 4. Chapter 27-41 of the General Laws entitled Health Maintenance 22 Organizations is hereby amended by adding thereto the following section: 23 27-41-101. Coverage for hormonal and non-hormonal therapy to treat menopause. 24 (a) Any group health insurer subject to the provisions of this chapter, that is amended, 25 delivered, issued, or renewed in this state on or after January 1, 2027, shall provide coverage for 26 medically necessary hormone therapy treatment to treat: 27 (1) Menopause that has been induced by a hysterectomy; or 28 (2) Therapy to treat menopausal symptoms if the therapy is recommended by a qualified 29 health care provider who is licensed, accredited, or certified under Rhode Island law and the therapy 30 has been proven safe and effective in peer-reviewed scientific studies. 31 (b) Coverage for therapy to treat menopausal symptoms shall include all federal Food and 32 Drug Administration-approved modalities of hormonal and non-hormonal administration 33 including, but not limited to, oral, transdermal, topical, and vaginal rings. LC005178 - Page 2 of 4 1 SECTION 5. This act shall take effect upon passage. ======== LC005178 ======== LC005178 - Page 3 of 4 EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE *** 1 This act would mandate health insurance coverage for medically necessary hormonal and 2 non-hormonal therapy to treat menopausal symptoms if the therapy is recommended by a qualified 3 health care provider who is licensed, accredited, or certified under Rhode Island law and the therapy 4 has been proven safe and effective. This coverage would be mandated for all insurance policies 5 issued on or after January 1, 2027. 6 This act would take effect upon passage. ======== LC005178 ======== LC005178 - Page 4 of 4
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