Shown verbatim: the complete text as captured from the official PDF posted by the Rhode Island General Assembly, fetched 2026-07-29. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
S2763 2026 -- S 2763 ======== LC005598 ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2026 ____________ A N A C T RELATING TO MOTOR AND OTHER VEHICLES -- MOTOR VEHICLE REPARATIONS ACT Introduced By: Senators Murray, Thompson, and Mack Date Introduced: March 04, 2026 Referred To: Senate Commerce It is enacted by the General Assembly as follows: 1 SECTION 1. Section 31-47-18 of the General Laws in Chapter 31-47 entitled Motor 2 Vehicle Reparations Act is hereby amended to read as follows: 3 31-47-18. Automobile liability insurance rates. 4 Any general or public law to the contrary notwithstanding, the commissioner shall, after 5 consulting with all insurers licensed to write automobile liability insurance in this state, promulgate 6 regulations which provide that automobile liability insurance rates shall not take into account the 7 credit history or credit score of the applicant for insurance, but shall only take into account the past 8 claim experience of the applicant for the insurance and incorporate the principles used in so called 9 “merit rating” or “experience rating” rate plans which are now in effect in other states. 10 SECTION 2. This act shall take effect upon passage. ======== LC005598 ======== EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO MOTOR AND OTHER VEHICLES -- MOTOR VEHICLE REPARATIONS ACT *** 1 This act would prohibit the consideration of an applicant s credit history in determining 2 automobile insurance rates. 3 This act would take effect upon passage. ======== LC005598 ======== LC005598 - Page 2 of 2
Every fact on this page links to its source, starting with the official bill record.