govt.fyi
Rhode Island General Assembly · S 0902 · Chapter 472, Jul 5, 2025

INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT (Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than

Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.

Officially: “AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT (Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 85% of the fair market value.) Read the full text

Official title shown verbatim from the official record. Plain-language summary coming as coverage deepens. Not legal advice.
2025 sessionbill

Where it is

Introduced, referred to Senate Judiciary · Mar 27, 2025
Scheduled for hearing and/or consideration (05/20/2025) · May 16, 2025
Committee recommended measure be held for further study · May 20, 2025
Scheduled for consideration (06/12/2025) · Jun 10, 2025
Proposed Substitute · Jun 11, 2025
Committee recommends passage of Sub A · Jun 12, 2025
Placed on Senate Calendar (06/17/2025) · Jun 13, 2025
Senate passed Sub A · Jun 17, 2025
Placed on House Calendar (06/20/2025) · Jun 18, 2025
House passed Sub A in concurrence · Jun 20, 2025
Transmitted to Governor · Jun 27, 2025
Effective without Governor's signature · Jul 5, 2025

The numbers

6
sponsors on the bill

Sponsors

GalloTikoianLawsonLaMountainDiPalmaSosnowski
Every fact on this page links to its source, starting with the official bill record. Last action: Effective without Governor's signature (Jul 5, 2025).