Shown verbatim: the complete text as captured from the official PDF posted by the Rhode Island General Assembly, fetched 2026-07-29. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
H8587 2026 -- H 8587 ======== LC006501 ======== STATE OF RHODE ISLAND IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2026 ____________ A N A C T RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES Introduced By: Representatives Alzate, Furtado, Casimiro, and Fogarty Date Introduced: May 27, 2026 Referred To: House Health & Human Services It is enacted by the General Assembly as follows: 1 SECTION 1. Chapter 27-18 of the General Laws entitled Accident and Sickness Insurance 2 Policies is hereby amended by adding thereto the following section: 3 27-18-96. Coverage for hormonal and non-hormonal therapy to treat the symptoms 4 of peri-menopause and menopause. 5 (a) Every individual or group health insurance contract, plan, or policy delivered, issued 6 for delivery, or renewed in this state on or after January 1, 2027, shall provide coverage for 7 medically necessary hormone therapy treatment to treat the symptoms of peri-menopause and 8 menopause. 9 (b) Coverage for hormone replacement therapy to treat the symptoms of peri-menopause 10 and menopause under this section shall mean at least one federal Food and Drug Administration- 11 approved hormonal and non-hormonal treatment, and at least one hormonal replacement therapy 12 option in each of the following modalities: oral, transdermal, topical, and vaginal. 13 SECTION 2. Chapter 27-19 of the General Laws entitled Nonprofit Hospital Service 14 Corporations is hereby amended by adding thereto the following section: 15 27-19-88. Coverage for hormonal and non-hormonal therapy to treat the symptoms 16 of peri-menopause and menopause. 17 (a) Every individual or group health insurance contract, plan, or policy delivered, issued 18 for delivery, or renewed in this state on or after January 1, 2027, shall provide coverage for 19 medically necessary hormone therapy treatment to treat the symptoms of peri-menopause and 1 menopause. 2 (b) Coverage for hormone replacement therapy to treat the symptoms of peri-menopause 3 and menopause under this section shall mean at least one federal Food and Drug Administration- 4 approved hormonal and non-hormonal treatment, and at least one hormonal replacement therapy 5 option in each of the following modalities: oral, transdermal, topical, and vaginal. 6 SECTION 3. Chapter 27-20 of the General Laws entitled Nonprofit Medical Service 7 Corporations is hereby amended by adding thereto the following section: 8 27-20-84. Coverage for hormonal and non-hormonal therapy to treat the symptoms 9 of peri-menopause and menopause. 10 (a) Every individual or group health insurance contract, plan, or policy delivered, issued 11 for delivery, or renewed in this state on or after January 1, 2027, shall provide coverage for 12 medically necessary hormone therapy treatment to treat the symptoms of peri-menopause and 13 menopause. 14 (b) Coverage for hormone replacement therapy to treat the symptoms of peri-menopause 15 and menopause under this section shall mean at least one federal Food and Drug Administration- 16 approved hormonal and non-hormonal treatment, and at least one hormonal replacement therapy 17 option in each of the following modalities: oral, transdermal, topical, and vaginal. 18 SECTION 4. Chapter 27-41 of the General Laws entitled Health Maintenance 19 Organizations is hereby amended by adding thereto the following section: 20 27-41-101. Coverage for hormonal and non-hormonal therapy to treat the symptoms 21 of peri-menopause and menopause. 22 (a) Every individual or group health insurance contract, plan, or policy delivered, issued 23 for delivery, or renewed in this state on or after January 1, 2027, shall provide coverage for 24 medically necessary hormone therapy treatment to treat the symptoms of peri-menopause and 25 menopause. 26 (b) Every individual or group health insurance contract, plan, or policy delivered, issued 27 for delivery, or renewed in this state on or after January 1, 2027, shall provide coverage for 28 medically necessary hormone therapy treatment to treat the symptoms of peri-menopause and 29 menopause. 30 SECTION 5. This act shall take effect upon passage. ======== LC006501 ======== LC006501 - Page 2 of 3 EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES *** 1 This act would mandate health insurance coverage for medically necessary hormonal and 2 non-hormonal therapy to treat symptoms of peri-menopause and menopause, if the therapy is 3 recommended by a qualified healthcare provider who is licensed, accredited, or certified under 4 Rhode Island law and the therapy has been proven safe and effective. This coverage would be 5 mandated for all insurance policies issued on or after January 1, 2027. 6 This act would take effect upon passage. ======== LC006501 ======== LC006501 - Page 3 of 3
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