INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT (Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT (Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 75% to 80% of the fair market value.)” Read the full text
Official title shown verbatim from the official record. Plain-language summary coming as coverage deepens. Not legal advice.
2025 sessionbill
Where it is
Introduced, referred to House Corporations · Mar 12, 2025
Scheduled for hearing and/or consideration (03/25/2025) · Mar 21, 2025
Committee recommended measure be held for further study · Mar 25, 2025
Scheduled for consideration (06/16/2025) · Jun 14, 2025
Proposed Substitute · Jun 14, 2025
Committee recommends passage of Sub A · Jun 16, 2025
Placed on House Calendar (06/18/2025) · Jun 16, 2025
House passed Sub A · Jun 18, 2025
Placed on Senate Calendar (06/20/2025) · Jun 18, 2025
Senate passed Sub A in concurrence · Jun 20, 2025
Transmitted to Governor · Jun 27, 2025
Effective without Governor's signature · Jul 5, 2025
The numbers
9
sponsors on the bill
Sponsors
Recorded votes
In ConcurrenceSenate · 2025-06-20 · YEAS 30, NAYS 5, NOT VOTING 3, RECUSED 0
PASSAGEHouse · 2025-06-18 · YEAS 67, NAYS 4, NOT VOTING 4, RECUSED 0
Roll-call results shown verbatim from the Rhode Island legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Every fact on this page links to its source, starting with the official bill record. Last action: Effective without Governor's signature (Jul 5, 2025).