Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy.
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy.” Read the full text
2025R1 session
What it does
Digest: Tells insurers to explain to policy holders why the premium will go up when the policy is renewed. Tells insurers what they must say to policy holders. Goes into effect 91 days after the session ends. (Flesch Readability Score: 60.7). Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy. Specifies standards for a clear and reasonable explanation. Ta
From the official legislative record, shown verbatim. Not legal advice.
Where it is
Chaptered (Chapter 351) (latest official status) · Apr 15, 2026
Latest official status shown, exactly as the official record states it. The step by step history lives on the official page linked below.
The numbers
0
sponsors on the bill
Recorded votes
Third reading. Carried by Pham. Passed.Senate · 2025-06-10 · Aye 21, Nay 8, Excused 1
Recorded voteSenate · 2025-05-20 · Nay 1, Aye 4
Third reading. Carried by Chaichi. Passed.House · 2025-04-08 · Aye 33, Nay 22, Excused 5
Recorded voteHouse · 2025-03-27 · Excused 1, Aye 6, Nay 3
Roll-call results shown verbatim from the Oregon legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Every fact on this page links to its source, starting with the official bill record. Last action: Chaptered (Chapter 351) · effective Sep 26, 2025.