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Oklahoma Legislature· SB 986Second Reading referred to Business and Insurance

An act relating to consumer protection, the official text

Shown verbatim: the complete text as captured from the official PDF posted by the Oklahoma Legislature, fetched 2026-07-23. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
1                           STATE OF OKLAHOMA

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2                1st Session of the 60th Legislature (2025)

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3 SENATE BILL 986           By: Thompson
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6                           AS INTRODUCED

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7   An Act relating to consumer protection; defining

7   terms; prohibiting use of hidden fees and charges by

8   businesses; requiring fees and charges to be

8   displayed clearly and conspicuously by businesses;

9   making unlawful use of fees and charges a violation

9   of the Oklahoma Consumer Protection Act; providing

10  for codification; and providing an effective date.

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13 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
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14  SECTION 1.     NEW LAW  A new section of law to be codified

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15 in the Oklahoma Statutes as Section 773 of Title 15, unless there is
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16 created a duplication in numbering, reads as follows:
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17  As used in this act:

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18  1. "Ancillary good or service" means any additional good or

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19 goods or additional service or services offered to a consumer as
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20 part of a transaction;
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21  2. "Business" means an individual, corporation, partnership,

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22 association, or any other entity that offers goods or services
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23 including, but not limited to, online, in mobile applications, and
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24 in physical locations;
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    Req. No. 26                                              Page 1
1   3. "Clear and conspicuous" or "clearly and conspicuously" means

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2 a required disclosure is easily noticeable and easily understandable
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3 by consumers, as follows:
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4   a. in any communication that is solely visual or solely

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5                audible, the disclosure shall be made through the same

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6                means by which the communication is presented. In any

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7                communication made through both visual and audible

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8                means, the disclosure shall be presented

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9                simultaneously in both the visual and audible portions

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10               of the communication even if the presentation

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11               requiring the disclosure is made in only one means,

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12  b. a visual disclosure, by size, contrast, location, the

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13               length of time viewable, and other characteristics,

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14               shall stand out from any accompanying text or visual

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15               elements so that it is easily noticed, read, and

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16               understood,

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17  c. an audible disclosure, including by telephone or

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18               streaming video, shall be delivered in a volume,

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19               speed, and cadence sufficient for ease of

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20               understanding,

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21  d. in any communication using an interactive electronic

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22               medium, such as on the Internet, mobile application,

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23               or software, the disclosure shall be unavoidable,

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    Req. No. 26                                                 Page 2
1   e. the disclosure shall use diction and syntax

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2                understandable to consumers and shall appear in each

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3                language in which the representation that requires the

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4                disclosure appears,

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5   f. the disclosure shall comply with these requirements in

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6                each medium through which it is received, including

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7                all electronic devices and face-to-face communication,

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8                and

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9   g. the disclosure shall not be contradicted or mitigated

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10               by, or inconsistent with, anything else in the

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11               communication;

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12  4. "Covered good or service" means:

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13  a. live-event tickets, and

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14  b. short-term lodging including, but not limited to,

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15               temporary sleeping accommodations at a hotel, motel,

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16               inn, short-term rental, vacation rental, or other

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17               place of lodging;

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18  5. "Government charges" means the fees or charges imposed on

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19 the transaction by a federal, state, trial, or local government
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20 agency, unit, or department;
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21  6. "Pricing information" means any information relating to an

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22 amount a consumer may pay;
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23  7. "Shipping charges" means the fees or charges that reasonably

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24 reflect the amount a business incurs to send physical goods to a
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    Req. No. 26                                     Page 3
1 consumer including, but not limited to, through the mail, private
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2 mail and shipping services, or by freight; and
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3   8. "Total price" means the maximum total of all fees or charges

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4 a consumer shall pay for any good or goods or service or services
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5 along with any mandatory ancillary good or service. Government
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6 charges, shipping charges, and fees or charges for any optional
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7 ancillary good or service may be excluded from the provisions of
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8 this act.
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9   SECTION 2.   NEW LAW  A new section of law to be codified

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10 in the Oklahoma Statutes as Section 773.1 of Title 15, unless there
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11 is created a duplication in numbering, reads as follows:
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12  A. It shall be unlawful for any business to offer, display, or

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13 advertise any price of a covered good or service without clearly and
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14 conspicuously disclosing the total price.
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15  B. In any offer, display, or advertisement that represents any

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16 price of a covered good or service, a business shall disclose the
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17 total price more prominently than any other pricing information.
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18 Where the final amount of payment for the transaction is displayed,
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19 the final amount of payment shall be disclosed more prominently
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20 than, or as prominently as, the total price.
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21  C. A business shall disclose clearly and conspicuously, before

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22 the consumer consents to pay for any covered good or service:
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23  1. The nature, purpose, and amount of any fee or charge imposed

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24 on the transaction that has been excluded from the total price and
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    Req. No. 26                                              Page 4
1 the identity of the good or service for which the fee or charge is
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2 imposed; and
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3   2. The final amount of payment for the transaction.

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4   D. It shall be considered an unfair and deceptive practice

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5 under the Oklahoma Consumer Protection Act for any business in any
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6 offer, display, or advertisement for a covered good or service to
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7 misrepresent any fee or charge including, but not limited to, the
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8 nature, purpose, amount, or refundability of any fee or charge, and
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9 the identity of the good or service for which the fee or charge is
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10 imposed.
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11  SECTION 3. This act shall become effective November 1, 2025.

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13  60-1-26      MR  1/19/2025 5:47:15 AM

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    Req. No. 26                                          Page 5
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