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An act relating to insurance, the official text

Shown verbatim: the complete text as captured from the official PDF posted by the Oklahoma Legislature, fetched 2026-07-23. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
1                    STATE OF OKLAHOMA

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2                  1st Session of the 60th Legislature (2025)

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3 SENATE BILL 726               By: Reinhardt
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6                               AS INTRODUCED

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7   An Act relating to insurance; amending 36 O.S. 2021,

7   Section 3629, which relates to forms of proof of

8   loss; providing certain exception; and providing an

8   effective date.

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11 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
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12  SECTION 1.     AMENDATORY   36 O.S. 2021, Section 3629, is

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13 amended to read as follows:
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14  Section 3629. A. An insurer shall furnish, upon written

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15 request of any insured claiming to have a loss under an insurance
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16 contract issued by such insurer, forms of proof of loss for
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17 completion by such person, but such insurer shall not, by reason of
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18 the requirement so to furnish forms, have any responsibility for or
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19 with reference to the completion of such proof or the manner of any
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20 such completion or attempted completion.
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21  B. It shall be the duty of the insurer, receiving a proof of

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22 loss, to submit a written offer of settlement or rejection of the
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23 claim to the insured within sixty (60) days of receipt of that proof
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24 of loss. Upon a judgment rendered to either party, costs and
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    Req. No. 1375                                               Page 1
1 attorney fees shall be allowable to the prevailing party. For
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2 purposes of this section, the prevailing party is the insurer in
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3 those cases where judgment does not exceed written offer of
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4 settlement. In all other judgments the insured shall be the
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5 prevailing party. If the insured is the prevailing party, the court
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6 in rendering judgment shall add interest on the verdict at the rate
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7 of fifteen percent (15%) per year from the date the loss was payable
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8 pursuant to the provisions of the contract to the date of the
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9 verdict. This provision shall not apply to uninsured motorist
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10 coverage or property insurance as defined in Section 704 of this
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11 title.
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12  SECTION 2. This act shall become effective November 1, 2025.

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14  60-1-1375      CAD  1/19/2025 5:42:05 AM

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    Req. No. 1375                                              Page 2
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