Shown verbatim: the complete text as captured from the official PDF posted by the Oklahoma Legislature, fetched 2026-07-23. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
1 STATE OF OKLAHOMA
2 2nd Session of the 60th Legislature (2026)
3 HOUSE BILL 3912 By: Dollens
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6 AS INTRODUCED
7 An Act relating to insurance; mandating health
benefit plans include coverage for scalp cooling
8 systems; providing extent of items covered;
clarifying scalp cooling shall be considered
9 supportive cancer care; clarifying that coverage is
subject to annual deductibles, coinsurance, or
10 copayments; requiring notice of coverage; providing
definitions; stipulating that plans governed
11 exclusively by federal law are not covered; directing
the Oklahoma Health Care Authority to include scalp
12 cooling systems as a covered benefit for certain
Medicaid recipients; granting rulemaking authority to
13 Insurance Commissioner; providing for codification;
and providing an effective date.
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17 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
18 SECTION 1. NEW LAW A new section of law to be codified
19 in the Oklahoma Statutes as Section 6060.9e of Title 36, unless
20 there is created a duplication in numbering, reads as follows:
21 A. Every individual or group health benefit plan, including the
22 State and Education Employees Group Health Insurance Plan, that is
23 offered, issued, or renewed in this state on or after January 1,
24 2027, that provides medical and surgical benefits with respect to
Req. No. 14214 Page 1
1 the treatment of cancer and other conditions treated by chemotherapy
2 or radiation therapy shall provide coverage for scalp cooling
3 systems when prescribed by a licensed physician for the prevention
4 of chemotherapy-induced alopecia.
5 B. Coverage shall include the cost of scalp cooling system,
6 necessary supplies, fitting and monitoring during the course of
7 chemotherapy treatment. Scalp cooling shall be considered supportive
8 cancer care and shall not be deemed cosmetic, experimental, or
9 investigational when used in accordance with this act.
10 C. Coverage provided under this act may be subject to annual
11 deductibles, coinsurance, or copayments as may be deemed appropriate
12 by the Insurance Commissioner and as are consistent with those
13 established for other benefits within a given plan.
14 D. A health benefit plan shall provide notice to each insured
15 or enrollee under the plan regarding the coverage required by this
16 section in the evidence of coverage of the plan and shall provide
17 additional written notice of the coverage to the insured or enrollee
18 as follows:
19 1. In the next mailing made by the plan to the insured or
20 enrolled employee;
21 2. As part of any yearly informational packet sent to the
22 enrollee; or
23 3. Not later than December 1, 2026;
24 whichever is earlier.
Req. No. 14214 Page 2
1 E. As used in this act:
2 1. "Health benefit plan" means any plan or arrangement as
3 defined in subsection C of Section 6060.4 of this title. However,
4 this section shall not apply to policies or certificates issued to
5 individuals or groups with fifty (50) or fewer employees or plans
6 offered under the State Medicaid Program; and
7 2. "Scalp cooling system" means a medical device or system
8 designed to reduce hair loss associated with chemotherapy.
9 F. This act shall not apply to individual or group health
10 benefit plans governed exclusively by federal law.
11 G. The Oklahoma Health Care Authority shall include scalp
12 cooling systems as a covered benefit for eligible Medicaid
13 recipients undergoing chemotherapy.
14 H. The Insurance Commissioner shall promulgate any rules
15 necessary to implement the provisions of this section.
16 SECTION 2. This act shall become effective November 1, 2026.
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18 60-2-14214 MJ 01/13/26
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Req. No. 14214 Page 3Every fact on this page links to its source, starting with the official bill record.