Shown verbatim: the complete text as captured from the official PDF posted by the Oklahoma Legislature, fetched 2026-07-23. Page and line markers are part of the official record; nothing is edited or removed. The official bill page.
1 STATE OF OKLAHOMA
2 1st Session of the 60th Legislature (2025)
3 HOUSE BILL 1470 By: Blancett
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6 AS INTRODUCED
7 An Act relating to the Consumer Credit Code;
requiring lenders make certain disclosures for loans;
8 requiring disclosure appear on first page; requiring
signature; providing for codification; and providing
9 an effective date.
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12 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
13 SECTION 1. NEW LAW A new section of law to be codified
14 in the Oklahoma Statutes as Section 3-314 of Title 14A, unless there
15 is created a duplication in numbering, reads as follows:
16 A. Lenders shall disclose to a debtor, to whom a loan is made,
17 the interest rate on the loan, whether it a fixed or variable
18 interest rate, and a table of all other charges and fees associated
19 with the loan.
20 B. The disclosure required under subsection A of this section
21 shall be made on the first page of the loan documents and the lender
22 shall require the debtor to sign or initial the disclosure affirming
23 that they have read and understood all charges, fees, and interest
24 related to the loan.
Req. No. 11574 Page 1
1 SECTION 2. This act shall become effective November 1, 2025.
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3 60-1-11574 AQH 12/13/24
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Req. No. 11574 Page 2Every fact on this page links to its source, starting with the official bill record.