Establishes a right of action for claims arising out of coerced debts
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “Establishes a right of action for claims arising out of coerced debts” Read the full text
Senate
What it does
Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
Summary from the sponsor's memo in the official legislative record, shown verbatim. Not legal advice.
Where it is
Show all 24 actions
REFERRED TO CONSUMER PROTECTION · Jan 9, 2025
Senate
REPORTED AND COMMITTED TO JUDICIARY · Jan 28, 2025
Senate
AMEND AND RECOMMIT TO JUDICIARY · Apr 1, 2025
Senate
PRINT NUMBER 1353A · Apr 1, 2025
Senate
1ST REPORT CAL.773 · Apr 29, 2025
Senate
2ND REPORT CAL. · Apr 30, 2025
Senate
ADVANCED TO THIRD READING · May 1, 2025
Senate
PASSED SENATE · May 13, 2025
Senate
DELIVERED TO ASSEMBLY · May 13, 2025
Senate
REFERRED TO CODES · May 13, 2025
Assembly
RECALLED FROM ASSEMBLY · May 22, 2025
Senate
RETURNED TO SENATE · May 22, 2025
Assembly
VOTE RECONSIDERED - RESTORED TO THIRD READING · May 22, 2025
Senate
AMENDED ON THIRD READING 1353B · May 22, 2025
Senate
REPASSED SENATE · Jun 9, 2025
Senate
RETURNED TO ASSEMBLY · Jun 9, 2025
Senate
REFERRED TO CODES · Jun 9, 2025
Assembly
SUBSTITUTED FOR A3038B · Jun 11, 2025
Assembly
ORDERED TO THIRD READING RULES CAL.305 · Jun 11, 2025
Assembly
PASSED ASSEMBLY · Jun 11, 2025
Assembly
RETURNED TO SENATE · Jun 11, 2025
Assembly
DELIVERED TO GOVERNOR · Dec 8, 2025
Senate
SIGNED CHAP.710 · Dec 19, 2025
Senate
APPROVAL MEMO.85 · Dec 19, 2025
Senate
The numbers
7
sponsors on the bill
Sponsors
Cordell CleareLeroy ComrieBrad Hoylman-SigalRobert JacksonZellnor MyrieJulia SalazarLea Webb
Recorded votes
Recorded voteSenate · 2025-06-09 · EXC 1, NAY 11, AYE 51
Recorded voteSenate · 2025-05-13 · EXC 5, NAY 11, AYE 46
Recorded voteSenate · 2025-04-29 · AYEWR 3, NAY 2, AYE 14
Recorded voteSenate · 2025-01-28 · AYEWR 1, AYE 6
Roll-call results shown verbatim from the New York legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Who is lobbying on this
Legal Momentum, the Women's Legal Defense and Education Fundvia THE PARKSIDE GROUP LLC
7 filingsNEW YORK BANKERS ASSOCIATION INC.via SHENKER RUSSO & CLARK LLP
6 filingsNew York State Creditors Bar Association, Inc.via SHENKER RUSSO & CLARK LLP
6 filingsCENTER FOR ELDER LAW & JUSTICE, INC.via CENTER FOR ELDER LAW & JUSTICE, INC.
4 filingsCENTER FOR ELDER LAW & JUSTICE, INC.via Rossetti Government Relations LLC
4 filingsHER JUSTICE INC.via HER JUSTICE INC.
4 filingsRECEIVABLES MANAGEMENT ASSOCIATION INTERNATIONALvia GREENBERG TRAURIG, LLP
4 filingsTHE NEW YORK STATE COALITION AGAINST DOMESTIC VIOLENCE, INC.via THE NEW YORK STATE COALITION AGAINST DOMESTIC VIOLENCE, INC.
4 filingsFrom 80 filings in New York State lobbying disclosures (COELIG), via data.ny.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Nothing on this page shows why any vote was cast. Recorded votes and lobbying filings are separate official records, self-reported by different parties, and neither explains the other.
Every fact on this page links to its source, starting with the official bill record. Last action: Signed by Governor (Dec 19, 2025).