Relates to discharge of a mortgage
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “Relates to discharge of a mortgage” Read the full text
Assembly
What it does
Requires a mortgagee to accept and apply payments.
Summary from the sponsor's memo in the official legislative record, shown verbatim. Not legal advice.
Where it is
REFERRED TO BANKS · Jan 22, 2025
Assembly
REPORTED REFERRED TO RULES · May 28, 2025
Assembly
REPORTED · May 29, 2025
Assembly
RULES REPORT CAL.304 · May 29, 2025
Assembly
ORDERED TO THIRD READING RULES CAL.304 · May 29, 2025
Assembly
PASSED ASSEMBLY · May 29, 2025
Assembly
DELIVERED TO SENATE · May 29, 2025
Assembly
REFERRED TO JUDICIARY · May 29, 2025
Senate
SUBSTITUTED FOR S6363 · Jun 9, 2025
Senate
3RD READING CAL.1697 · Jun 9, 2025
Senate
PASSED SENATE · Jun 9, 2025
Senate
RETURNED TO ASSEMBLY · Jun 9, 2025
Senate
DELIVERED TO GOVERNOR · Dec 8, 2025
Assembly
SIGNED CHAP.623 · Dec 12, 2025
Assembly
APPROVAL MEMO.18 · Dec 12, 2025
Assembly
The numbers
1
sponsor on the bill
Sponsors
Catalina Cruz
Recorded votes
Recorded voteSenate · 2025-06-09 · EXC 1, NAY 1, AYE 61
Roll-call results shown verbatim from the New York legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Who is lobbying on this
LAND TITLE ASSOCIATION, INC. (NYS)via LAND TITLE ASSOCIATION, INC. (NYS)
9 filingsLAND TITLE ASSOCIATION, INC. (NYS)via GREENBERG TRAURIG, LLP
4 filingsEMPIRE JUSTICE CENTERvia EMPIRE JUSTICE CENTER
1 filingJPMORGAN CHASE HOLDINGS LLCvia JENKINS, PATRICK B. & ASSOCIATES
1 filingNEW YORK BANKERS ASSOCIATION INC.via NEW YORK BANKERS ASSOCIATION INC.
1 filingNEW YORK BANKERS ASSOCIATION INC.via SHENKER RUSSO & CLARK LLP
1 filingREAL ESTATE BOARD OF NEW YORK, INC.via REAL ESTATE BOARD OF NEW YORK, INC.
1 filingTHE PARTNERSHIP FOR NEW YORK CITY, INC.via THE PARTNERSHIP FOR NEW YORK CITY, INC.
1 filingFrom 19 filings in New York State lobbying disclosures (COELIG), via data.ny.gov, naming this bill (2025 to 2026). Filings are self-reported by lobbying firms and show who is paid to influence this bill. They do not say which side, or whether it worked.
Nothing on this page shows why any vote was cast. Recorded votes and lobbying filings are separate official records, self-reported by different parties, and neither explains the other.
Every fact on this page links to its source, starting with the official bill record. Last action: Signed by Governor (Dec 12, 2025).