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Michigan Legislature· HB 4524PA 13 of 2025

Property: recording; marketable record title act; revise, the official text

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Act
No. 13

Public
Acts of 2025

Approved
by the Governor

September
29, 2025

Filed
with the Secretary of State

September
29, 2025

EFFECTIVE
DATE:  September 29, 2025

state of michigan

103rd Legislature

Regular session of 2025

Introduced by Reps. Wozniak and Breen

ENROLLED HOUSE BILL No. 4524

AN ACT to amend 1945 PA 200,
entitled “An act to define a marketable record title to an interest in land; to
require the filing of notices of claim of interest in such land in certain
cases within a definite period of time and to require the recording thereof; to
make invalid and of no force or effect all claims with respect to the land
affected thereby where no such notices of claim of interest are filed within
the required period; to provide for certain penalties for filing slanderous
notices of claim of interest, and to provide certain exceptions to the
applicability and operation thereof,” by amending the title and sections 1, 1a,
2, 3, 4, 5, 6, and 8 (MCL 565.101, 565.101a, 565.102,
565.103, 565.104, 565.105, 565.106, and 565.108), sections 1 and 3 as amended
by 2024 PA 20, section 1a as added and section 6 as amended by 1997 PA
154, sections 2 and 5 as amended by 2018 PA 572, and section 4 as amended by
2022 PA 235, and by adding section 5a.

The People of the State of
Michigan enact:

TITLE

An act to define a
marketable record title to an interest in land; to require the recording of notices of claim of interest in land in
certain cases within a definite period of time;
to make invalid and of no force or effect all claims with respect to the land
affected if no notices of claim of interest
are recorded within the required period and to provide certain exceptions; and to provide for certain penalties for recording slanderous notices of claim of interest.

Sec.
1. Any person, that has the legal capacity to own land in this state, that has
an unbroken chain of title of record to any interest in land for 20 years for
mineral interests and 40 years for other interests, is at the end of the
applicable period considered to have a marketable record title to that
interest, subject only to claims to that interest and defects of title that are
not extinguished or barred by the application of this act and subject also to
any interests and defects that are inherent in the provisions and limitations
contained in the muniments of which the chain of record title is formed and
that are recorded on or before September 29,
2025 or during the 20-year period for mineral
interests and the 40-year period for other interests or preserved and kept
effective by recording under section 3 not later than 2 years after the
effective date of the amendatory act that added section 5a. However, a person
is not considered to have a marketable record title under this act if the land
in which the interest exists is in the hostile possession of another.

Sec. 1a. As used in this act:

(a) “Claimant” means a person that holds an interest, claim,
or charge on land and records a notice of claim under section 3 with the office
of the register of deeds of the county in which that land is located.

(b) “Mineral interest” means an interest in minerals in any
land if the interest in minerals is owned by a person other than the owner of
the surface of the land. Mineral interest does not include an interest in oil
or gas or an interest in sand, gravel, limestone, clay, or marl.

(c) “Person” means an individual, corporation, limited
liability company, partnership, firm, organization, governmental entity, trust,
trustee, or other legal entity. Person includes a property owners’ association.

(d) “Property owners’ association” means any of the
following:

(i) A person or an unincorporated
association with a voting membership that is made up of owners of land or the
owners’ agents, or a combination of the owners of land and the owners’ agents,
that is either of the following:

(A) Responsible for the operation or management of land.

(B) Authorized to enforce a document recorded with the office
of the register of deeds of the county in which the land is located that
subjects the land to any use or other restriction or obligation.

(ii) An association of co-owners as that term
is defined in section 3 of the condominium act, 1978 PA 59, MCL 559.103.

Sec.
2. (1) A person is considered to have an unbroken chain of title to an interest in land as
provided in section 1 if the office of the register of deeds of the county in
which the land is located discloses either of the following:

(a) A conveyance or other title transaction not less than 20
years in the past for mineral interests and 40 years for other interests, except as otherwise provided under section 3 for interests
that may be preserved and kept effective by recording not later than 2 years
after the effective date of the amendatory act that added section 5a, which
conveyance or other title transaction purports to create the interest in that
person, with nothing appearing of record purporting to divest that person of
the purported interest.

(b) A conveyance or other title transaction not less than 20
years in the past for mineral interests and 40 years for other interests, except as otherwise provided under section 3 for interests
that may be preserved and kept effective by recording not later than 2 years
after the effective date of the amendatory act that added section 5a, which
conveyance or other title transaction purports to create the interest in some
other person and other conveyances or title transactions of record by which the
purported interest has become vested in the person first referred to in this
section, with nothing appearing of record purporting to divest the person first
referred to in this section of the purported interest.

(2) If a person is considered to have an unbroken chain of
title to an interest in land under this section, the interest in land is
subject to all interests preserved under section 3 or excepted under section 4,
including interests filed or recorded in accordance with the drain code of
1956, 1956 PA 40, MCL 280.1 to 280.630, or its predecessor.

(3) For purposes of this section, unless preserved under
section 3 or excepted under section 4 and except as to mineral interests, a
conveyance or other title transaction in the chain of title purports to divest
an interest in the land only if it does either of the following:

(a) Purports to create the divestment.

(b) If recorded after March 28, 2019, and except as otherwise
provided in section 5a(1), specifically refers by liber and page or other
county-assigned unique identifying number to a previously recorded conveyance
or other title transaction that purported to create the divestment.

Sec.
3. (1) Except as otherwise provided in section 4, marketable record title is
held by a person and is taken by the person’s successors in interest free and
clear of any and all interests, claims, and charges the existence of which
depends in whole or in part on any act, transaction, event, or omission that
occurred before the 20-year period for mineral interests, and the 40-year
period for other interests, and all such interests, claims, and charges are
void and of no effect at law or in equity. However, an interest, claim, or
charge may be preserved and kept effective by recording not later than 2 years
after the effective date of the amendatory act that added section 5a or during
the 20-year period for mineral interests or the 40-year period for other
interests a notice of claim that satisfies the requirements of section 5.
However, unless the interest is excepted under section 4, an interest, claim, or charge that became void and of no effect under
this subsection before March 29, 2019 or that expires or terminates based on
its own terms is not effective and is not preserved by recording a notice of
claim under this subsection.

(2) A disability or lack of knowledge of any kind on the part
of anyone does not suspend the running of the 20‑year period for mineral
interests or the 40-year period for other interests.

(3) For the purpose of recording notices of claim for
homestead interests, the date from which the 20-year period for mineral
interests and the 40-year period for other interests run is the date of
recording of the instrument that contains the basis for the claim.

(4) A notice under this section may be recorded by any of the
following:

(a) The claimant.

(b) Any other person acting on behalf of a claimant as an
agent or as authorized in writing.

(c) A property owners’ association.

(d) Any other person acting on behalf of any claimant if 1 or
more of the following conditions exist:

(i) The claimant is under a disability.

(ii) The claimant is unable to assert a claim
on the claimant’s own behalf.

(iii) The claimant is 1 of a class but whose
identity cannot be established or is uncertain at the time of recording the
notice of claim.

(5) The recording of a notice of claim under this section by
a claimant that meets all the requirements of this act to preserve the claimant’s
rights in the land is an effective notice under this section for all other
persons whose rights originate from the same instrument as the claimant’s.

Sec.
4. (1) This act must not be applied to do any of the following:

(a) Bar a lessor or a lessor’s successor as reversioner of
the lessor’s right to possession on the expiration of a lease or a lessee or
the lessee’s successor of the lessee’s rights in and to a lease.

(b) Bar any interest of a mortgagor or a mortgagee or
interest in the nature of that of a mortgagor or mortgagee until after the
instrument under which the interest is claimed has become due and payable,
except if the instrument has no due date expressed, or if the instrument has
been executed by a railroad, railroad bridge, tunnel, union depot company, or
public utility or public service company.

(c) Bar or extinguish an easement or interest in the nature
of an easement, the existence of which is clearly observable.

(d) Bar or extinguish an easement or interest in the nature
of an easement, or any rights appurtenant to the easement or interest granted,
excepted, or reserved by a recorded instrument creating the easement or
interest, including any rights for future use, due to a failure to record the
notice required under this act, if the easement, observable or not, is for any
of the following:

(i) The operation, installation,
construction, maintenance, improvement, repair, removal, replacement, or
protection of a pipe, driveway, trailway, valve, road, wire, cable, conduit,
duct, sewer, drain, track, substation, pole, tower, or electric generation
facility, energy storage facility or other energy facility, stormwater or
drainage facility, utility facility, or any other physical facility, whether or
not the existence of the facility is observable.

(ii) Flowage rights for an impoundment that
exists as part of a federally licensed hydroelectric facility.

(iii) The management of vegetation within the
easement.

(e) Bar or extinguish any of the following land or resource
use restrictions:

(i) A restrictive covenant or other recorded
instrument that restricts the use of property for the protection of health or
safety from the environmental condition of the property, including, but not
limited to, a restrictive covenant or other recorded instrument that
specifically cites the state or federal environmental statute that is the basis
for the restriction, including any of the following:

(A) The natural resources and environmental protection act,
1994 PA 451, MCL 324.101 to 324.90106.

(B) The resource conservation and recovery act of 1976,
Public Law 94-580.

(C) The comprehensive environmental response, compensation,
and liability act of 1980, 42 USC Chapter 103.

(ii) A conservation easement as that term is
defined in section 2140 of the natural resources and environmental protection
act, 1994 PA 451, MCL 324.2140.

(iii) Any environmental land or resource use
restriction recorded by a public utility as that term is defined in section 1
of 1929 PA 69, MCL 460.501, or by an independent transmission company as that
term is defined in section 2 of the electric transmission line certification
act, 1995 PA 30, MCL 460.562, on real property in which the public utility or
independent transmission company had an interest when recorded.

(f) Bar or extinguish the rights of any remainderman on the
expiration of any life estate or trust.

(g) Bar or extinguish any interest created by any declaration
or other instrument or agreement executed and recorded on or after January 1,
1950, as the declaration or other instrument or agreement may be amended, that
subjects the land to any use or other restriction or obligation, burden, or
benefit with respect to each lot or other parcel of land that is the subject of
the declaration or other instrument or agreement.

(h) Bar or extinguish any interest created by a recorded
master deed for a condominium or any recorded amendments to a recorded master
deed for a condominium.

(i) Create, preserve, or continue any unlawful restrictions
based on race, color, religion, sex, handicap, familial status, or national
origin.

(2) This act does not affect any right, title, or interest in
land owned or held by the United States, this state, or any department,
commission, agency, authority, lake level assessment district, drainage
district, or other political subdivision of this state.

(3) This act does not affect any oil and gas lease, or other
interest in oil or gas, owned by a person other than the owner of the surface,
or any storage agreement or other interest in subsurface storage formations
owned by a person other than the owner of the surface.

Sec.
5. (1) To be effective and to be entitled to record, a notice of claim under
section 3 must contain an accurate and full description of all the land
affected by the notice and the description must be set forth in particular
terms and not by general inclusions. The notice of claim must contain all of
the following:

(a) The claimant’s name.

(b) The claimant’s mailing address.

(c) The interest claimed to be preserved.

(d) Except as to mineral interests, the liber and page or
other unique identification number assigned by the office of the register of
deeds for the recorded instrument creating the interest to be preserved.

(e) The legal description of the land affected by the claimed
interest.

(f) The claimant’s signature.

(g) An acknowledgment in the form required by the Michigan
law on notarial acts, 2003 PA 238, MCL 55.261 to 55.315.

(h) The drafter’s name and address.

(i) An address to which the document can be returned.

(j) The name and mailing address of all the owners of the
land that is claimed to be affected by the notice of claim. For purposes of
this subdivision, the names and mailing addresses of persons in whose names the
land is assessed on the last completed tax assessment roll of the county in
which the land is located at the time of recording are the owners of the land.

(2) The following form may be used and
is sufficient to record a notice of claim under section 3, although this
subsection does not preclude the use of a form that is substantially similar
and meets the requirements of this section:

NOTICE

Claimant:
_________________________________________________________

Whose address is
__________________________________________________

hereby claims the following described
interest: ___________________

___________________________________________________________________

___________________________________________________________________

which was originally created by
_____________________, recorded in

liber _________, on page _________,
_________ county records, and

affects land located in the
_________________ of _________________,

County of _________________, state of
Michigan, and more fully described as:

___________________________________________________________________

___________________________________________________________________

___________________________________________________________________

Commonly known
as:___________________________

Tax Item No.
________________________________

The owner(s) of land affected by this
notice, for purposes of

MCL 565.105(1)(j), is/are:

___________________________________________________________________

whose address(es)
is/are:__________________________________________

___________________________________________________________________

___________________________________________<<Claimant>>

STATE OF _________________)

__________________________) SS.

COUNTY OF ________________)

This instrument was acknowledged before
me on ___20__, by

<<Claimant>>

___________________________________________________________________

____________________________________________________,
Notary Public

___________________________________________________County,
Michigan

My Commission expires:____________

Acting in ________ County, Michigan

Drafted by:
____________________________________________ Return to:

___________________________________________________________________

___________________________________________________________________

___________________________________________________________________

(3) A notice of claim under section 3 must be recorded in the
register of deeds office of the county or counties where the land described in
the notice is located. The register of deeds of each county shall accept all
notices of claim under section 3 that are presented to the register of deeds
that describe land located in the county in which the register of deeds serves
and shall enter and record full copies of the notices in the same way that
deeds and other instruments are recorded.

(4) A register of deeds is entitled to charge the same fees
for the recording of a notice under section 3 as are charged for recording
deeds. In indexing notices under section 3, a register of deeds shall enter the
notices under the grantee indexes of deeds under the names of the claimants
appearing in the notices, and the grantor indexes under the names of the owners
of the land appearing in the notices.

Sec.
5a. (1) An instrument that conveys land or warrants title to land subject to an
interest, claim, or charge or an instrument that encumbers land or warrants
title to land subject to an interest, claim, or charge is not an effective
notice of claim of an interest, claim, or charge for purposes of section 2 or 3
if the instrument states that the reference to the interest, claim, or charge
is for the sole purpose of limiting the warranty in the instrument and does not
create, preserve, or continue the interest, claim, or charge under this act.
The inclusion of the following statement in the instrument is sufficient to
preclude the creation, preservation, or continuation of an interest, claim, or
charge in the land, although this subsection does not preclude the use of a
statement that is substantially similar to the statement under this section:

“The
references to the exceptions to title by liber and page or other
county-assigned unique identifying number in this instrument are for the sole
purpose of limiting the warranty or covenant of title, as applicable, in this
instrument and do not create, preserve, or continue the interest, claim, or
charge under 1945 PA 200, MCL 565.101 to 565.108.”.

(2)
A statement in an instrument recorded after March 28, 2019, with the office of
the register of deeds of the county in which the land is located that includes
a statement that an interest is conveyed “subject to easements and restrictions
of record” or substantially similar language, without reference to any liber
and page or other county-assigned unique identifying number, is not effective
to create, preserve, or continue any recorded easements or restrictions of
record for purposes of section 2 or 3.

Sec.
6. This act must be construed to effect the legislative purpose of simplifying
and facilitating land title transactions by allowing persons dealing with the
record title owner, as defined in this act, to rely on the record title
covering a period of not more than 20 years for mineral interests and 40 years
for other interests before the date of such dealing and to that purpose, to
extinguish all claims that affect or may affect the interest dealt with,
subject to the exception under section 3 for interests that may be preserved
and kept effective by recording not later than 2 years after the effective date
of the amendatory act that added section 5a or the exceptions under section 4,
the existence of which claims arises out of or depends on any act, transaction,
event, or omission antedating the 20-year period for mineral interests and the
40-year period for other interests, unless within the 20-year period for mineral interests or the 40-year period for other
interests a notice of claim as provided in section 3 has been recorded,
or a notice of claim as provided in section 3 has been recorded not later than
2 years after the effective date of the amendatory act that added section 5a
for interests that may be preserved and kept effective by recording under section
3, or the interest is excepted under section 4. The claims extinguished by this
act are any and all interests of any nature whatever, however denominated, and
whether the claims are asserted by a person sui juris or under disability,
whether the person is within or outside this state, and whether the person is
natural or corporate, or private or governmental.

Sec.
8. A person shall not use the privilege of recording notices under this act for
the purpose of slandering the title to land. In any action brought for the
purpose of quieting title to land, if the court finds that any person has filed a claim
solely for the purpose of slandering the title to land, the court shall award
the plaintiff all the costs of the
action, including attorney fees as the court may allow, and in addition, the
court shall order the defendant asserting the claim to pay to the plaintiff all
damages that the plaintiff may have sustained as the result of the recording of
the notice of claim.

This
act is ordered to take immediate effect.

Clerk of the House of
Representatives

Secretary of the Senate

Approved___________________________________________

____________________________________________________

Governor
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