Climate Change, Homeowner's Insurance, and Emergency Management - Study
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “Climate Change, Homeowner's Insurance, and Emergency Management - Study” Read the full text
2026 session
What it does
Requiring the University System of Maryland to conduct a study to evaluate the relationship between climate change, homeowner's insurance, and emergency and disaster preparedness; requiring the University, by July 1, 2027, to submit its report to the General Assembly addressing the current state of the National Flood Insurance Program and the private flood insurance market and recommendations on the how the State can incentivize residents to invest in home protection from extreme weather events;
From the official legislative record, shown verbatim. Not legal advice.
Where it is
First reading, house of origin · Feb 10, 2026
Hearing · Mar 4, 2026
Committee report, house of origin: Favorable with Amendments · Mar 20, 2026
Second reading, house of origin: Passed with Amendments · Mar 8, 2026
Third reading, house of origin: Passed · Mar 10, 2026
First reading, opposite house · Mar 6, 2026
Committee report, opposite house: Favorable with Amendments · Apr 7, 2026
Second reading, opposite house: Passed with Amendments · Mar 18, 2026
Third reading, opposite house: Passed with Amendments · Mar 20, 2026
The numbers
8
sponsors on the bill
Sponsors
Delegate Fraser-HidalgoDelegate BehlerDelegate BoyceDelegate FoleyDelegate HolmesDelegate LewisDelegate SteinDelegate Ziegler
Recorded votes
House Bills Amended in the Senate No. 14House · 2026-03-26 · Voting Yea 97, Voting Nay 33, Not Voting 8, Excused from Voting 0, Excused (Absent) 3
Third Reading (HB) Calendar No.38Senate · 2026-03-21 · Voting Yea 28, Voting Nay 13, Not Voting 3, Excused from Voting 0, Excused (Absent) 3
Third Reading (HB) Calendar No.115House · 2026-03-11 · Voting Yea 100, Voting Nay 34, Not Voting 6, Excused from Voting 0, Excused (Absent) 1
Roll-call results shown verbatim from the Maryland legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Every fact on this page links to its source, starting with the official bill record. Last action: Approved by the Governor - Chapter 697 (as of Sep 4, 2026).