Shown verbatim: the complete text as captured from the official PDF posted by the Maryland General Assembly, fetched 2026-09-25. Page and line markers are part of the official record; nothing is edited or removed. This is the chaptered version. The official bill page.
WES MOORE, Governor Ch. 772
Chapter 772
(House Bill 315)
AN ACT concerning
Human Relations – Discrimination in Housing – Income–Based Housing
Subsidies
Landlord and Tenant – Discrimination in Housing for Income–Based Housing
Subsidies and Positive Rental History Reporting
FOR the purpose of providing that a certain landlord may not refuse to rent to a prospective
tenant who pays rent with the assistance of an income–based housing subsidy under
certain circumstances, subject to a certain exception; establishing that a violation of
this Act is a discriminatory housing practice and is subject to enforcement by the
Maryland Commission on Civil Rights; requiring that a certain landlord of
residential real property offer a certain tenant the option of having positive rental
payment history reported to a certain consumer reporting agency; and generally
relating to housing discrimination and rental history reporting.
BY repealing and reenacting, without amendments,
Article – State Government
Section 20–701(a) and 20–1020(a)
Annotated Code of Maryland
(2021 Replacement Volume and 2025 Supplement)
BY repealing and reenacting, with amendments,
Article – State Government
Section 20–701(c) and 20–1020(e)
Annotated Code of Maryland
(2021 Replacement Volume and 2025 Supplement)
BY adding to
Article – State Government
Section 20–705.1
Annotated Code of Maryland
(2021 Replacement Volume and 2025 Supplement)
BY adding to
Article – Real Property
Section 8–208.4
Annotated Code of Maryland
(2023 Replacement Volume and 2025 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND,
That the Laws of Maryland read as follows:
–1–
Ch. 772 2026 LAWS OF MARYLAND
Article – State Government
20–701.
(a) In this subtitle the following words have the meanings indicated.
(c) “Discriminatory housing practice” means an act that is prohibited under §
20–705, § 20–705.1, § 20–706, § 20–707, or § 20–708 of this subtitle.
20–705.1.
(A) (1) IN THIS SECTION, “INCOME–BASED HOUSING SUBSIDY” MEANS
RECURRING MONETARY ASSISTANCE TO A LANDLORD FROM A GOVERNMENTAL
ENTITY OR NONPROFIT ORGANIZATION THAT IS INTENDED TO DEFRAY, IN WHOLE
OR IN PART, A TENANT’S RENT OBLIGATION.
(2) “INCOME–BASED HOUSING SUBSIDY” INCLUDES LOW–INCOME
HOUSING ASSISTANCE CERTIFICATES AND VOUCHERS ISSUED UNDER THE UNITED
STATES HOUSING ACT OF 1937.
(B) EXCEPT AS AUTHORIZED UNDER FEDERAL LAW, A LANDLORD OR OF
RESIDENTIAL RENTAL PROPERTY THAT USES FINANCIAL INFORMATION, INCLUDING
CREDIT HISTORY, AS PART OF A PROSPECTIVE TENANT’S RENTAL APPLICATION MAY
NOT REFUSE TO RENT TO A PROSPECTIVE TENANT WHO PAYS RENT WITH THE
ASSISTANCE OF AN INCOME–BASED HOUSING SUBSIDY ON THE BASIS OF:
(1) THE PROSPECTIVE TENANT’S INCOME;
(2) THE PROSPECTIVE TENANT’S CREDIT SCORE OR LACK OF CREDIT
SCORE; OR
(3) ANY ADVERSE CREDIT HISTORY THAT AROSE DURING A PERIOD
WHEN THE PROSPECTIVE TENANT DID NOT HAVE AN INCOME–BASED HOUSING
SUBSIDY, IF THE LANDLORD COULD REASONABLY HAVE KNOWN THE DATE ON WHICH
THE SUBSIDY WAS RECEIVED THE PERIOD DURING WHICH THE TENANT DID NOT
HAVE THE SUBSIDY IS CONFIRMED BY:
(I) THE APPLICANT;
(II) VOUCHER PAPERWORK;
(III) DOCUMENTS PROVIDED BY A PUBLIC HOUSING AUTHORITY;
OR
–2–
WES MOORE, Governor Ch. 772
(IV) A PUBLIC HOUSING AUTHORITY IN RESPONSE TO A REQUEST
BY THE LANDLORD.
(C) NOTWITHSTANDING SUBSECTION (B) OF THIS SECTION, A LANDLORD
MAY NOT REQUIRE THAT A PUBLIC HOUSING AUTHORITY VERIFY APPLICABLE DATES
FOR THE SUBSIDY FOR PURPOSES OF ASSESSING THE TENANT’S CREDIT HISTORY.
(C) (D) NOTWITHSTANDING SUBSECTION (B) OF THIS SECTION, A
LANDLORD THAT RECEIVES FUNDING FROM A GOVERNMENTAL ENTITY, A
QUASI–GOVERNMENTAL ENTITY, OR A NONPROFIT ORGANIZATION THAT REQUIRES
INCOME QUALIFICATION FOR TENANTS IN INCOME–RESTRICTED RENTAL UNITS MAY
COLLECT FINANCIAL INFORMATION FROM A PROSPECTIVE TENANT IF THE
COLLECTION OF FINANCIAL INFORMATION IS A CONDITION OF THE FUNDING.
(E) NOTWITHSTANDING SUBSECTION (B) OF THIS SECTION, A LANDLORD OR
OF RESIDENTIAL RENTAL PROPERTY MAY REQUIRE VERIFICATION THAT A TENANT
HAS SUFFICIENT INCOME TO PAY THE PORTION OF RENT NOT COVERED BY THE
INCOME–BASED HOUSING SUBSIDY USING AN INCOME TO TENANT’S PORTION OF
RENT RATIO THAT IS SUBSTANTIALLY EQUIVALENT TO THE RATIO USED BY THE
LANDLORD FOR NONSUBSIDIZED TENANTS.
(F) A LANDLORD OR OF RESIDENTIAL RENTAL PROPERTY MAY REFUSE TO
RENT TO A PROSPECTIVE TENANT WHO PAYS RENT WITH THE ASSISTANCE OF AN
INCOME–BASED HOUSING SUBSIDY ON THE BASIS OF ANY COMMERCIALLY
REASONABLE AND NONDISCRIMINATORY USE OF:
(1) A REFERENCE FROM A PREVIOUS OR CURRENT LANDLORD OF THE
TENANT; OR
(2) THE TENANT’S HISTORY OF VIOLATING A LEASE, FAILING TO PAY
UTILITIES, CREATING A NUISANCE, OR DAMAGING PROPERTY.
20–1020.
(a) In this part the following words have the meanings indicated.
(e) “Discriminatory housing practice” means an act that is prohibited under §
20–705, § 20–705.1, § 20–706, § 20–707, or § 20–708 of this title.
Article – Real Property
8–208.4.
–3–
Ch. 772 2026 LAWS OF MARYLAND
(A) (1) IN THIS SECTION THE FOLLOWING WORDS HAVE THE MEANINGS
INDICATED.
(2) “CONSUMER REPORTING AGENCY” MEANS ANY PERSON OR
ENTITY THAT, FOR MONETARY FEES OF DUES OR ON A COOPERATIVE NONPROFIT
BASIS, REGULARLY ENGAGES, IN WHOLE OR IN PART, IN THE PRACTICE OF
ASSEMBLING OR EVALUATING CONSUMER CREDIT INFORMATION OR OTHER
INFORMATION ON CONSUMERS FOR THE PURPOSE OF FURNISHING CONSUMER
CREDIT REPORTS TO THIRD PARTIES.
(3) (I) “POSITIVE RENTAL PAYMENT HISTORY” MEANS
INFORMATION REGARDING A TENANT’S COMPLETE AND TIMELY PAYMENTS OF RENT.
(II) “POSITIVE RENTAL PAYMENT HISTORY” DOES NOT INCLUDE
AN INSTANCE IN WHICH A TENANT DID NOT COMPLETELY OR TIMELY MAKE A RENTAL
PAYMENT.
(4) “SECRETARY” MEANS THE SECRETARY OF HOUSING AND
COMMUNITY DEVELOPMENT.
(B) THIS SECTION APPLIES ONLY TO A LANDLORD THAT OWNS SIX OR MORE
RESIDENTIAL RENTAL UNITS IN THE STATE.
(C) A LANDLORD WHO OFFERS A RESIDENTIAL DWELLING UNIT FOR RENT
SHALL INCLUDE IN A WRITTEN LEASE THE OPTION TO HAVE THE TENANT’S POSITIVE
RENTAL PAYMENT HISTORY REPORTED TO AT LEAST ONE CONSUMER REPORTING
AGENCY.
(D) (1) FOR A LEASE ENTERED INTO ON OR AFTER OCTOBER 1, 2026, THE
OFFER OF POSITIVE RENTAL PAYMENT HISTORY REPORTING SHALL BE MADE AT THE
TIME OF THE LEASE AGREEMENT AND AT LEAST ONCE ANNUALLY THEREAFTER.
(2) (I) FOR LEASES ENTERED INTO BEFORE OCTOBER 1, 2026, THE
OFFER OF POSITIVE RENTAL PAYMENT HISTORY REPORTING SHALL BE MADE NOT
LATER THAN JANUARY 1, 2027, AND AT LEAST ONCE ANNUALLY THEREAFTER.
(II) A LANDLORD SHALL DELIVER THE OFFER OF POSITIVE
RENTAL PAYMENT HISTORY REPORTING TO THE TENANT BY:
1. FIRST–CLASS MAIL WITH A CERTIFICATE OF MAILING;
2. A DELIVERY SERVICE PROVIDING DELIVERY
TRACKING AND CONFIRMATION; OR
–4–
WES MOORE, Governor Ch. 772
3. ELECTRONIC DELIVERY, IF THE TENANT HAS
ELECTED TO RECEIVE NOTICES FROM THE LANDLORD IN THIS MANNER.
(E) THE OFFER OF POSITIVE RENTAL PAYMENT HISTORY REPORTING SHALL
BE IN THE FORM SPECIFIED IN REGULATIONS ADOPTED BY THE SECRETARY UNDER
SUBSECTION (J) OF THIS SECTION AND INCLUDE:
(1) A STATEMENT THAT REPORTING OF THE TENANT’S POSITIVE
RENTAL PAYMENT HISTORY IS OPTIONAL;
(2) THE NAME OF EACH CONSUMER REPORTING AGENCY TO WHICH
POSITIVE RENTAL PAYMENT HISTORY WILL BE REPORTED;
(3) THE AMOUNT OF ANY FEE CHARGED PURSUANT TO SUBSECTION
(H) OF THIS SECTION;
(4) INSTRUCTIONS ON HOW TO SUBMIT THE WRITTEN ELECTION OF
POSITIVE RENTAL PAYMENT HISTORY REPORTING TO THE LANDLORD;
(5) A STATEMENT THAT THE TENANT MAY OPT INTO POSITIVE RENTAL
PAYMENT HISTORY REPORTING AT ANY TIME FOLLOWING THE INITIAL OFFER BY THE
LANDLORD;
(6) A STATEMENT THAT THE TENANT MAY ELECT TO STOP POSITIVE
RENTAL PAYMENT HISTORY REPORTING AT ANY TIME, BUT THAT THE TENANT WILL
NOT BE ABLE TO RESUME POSITIVE RENTAL PAYMENT HISTORY REPORTING FOR AT
LEAST 6 MONTHS AFTER AN ELECTION TO OPT OUT;
(7) INSTRUCTIONS ON HOW TO OPT OUT OF POSITIVE RENTAL
PAYMENT HISTORY REPORTING; AND
(8) A SIGNATURE BLOCK THAT THE TENANT SHALL DATE AND SIGN IN
ORDER TO ACCEPT THE OFFER OF POSITIVE RENTAL PAYMENT HISTORY REPORTING.
(F) IF THE OFFER OF POSITIVE RENTAL PAYMENT HISTORY REPORTING IS
MADE BY FIRST–CLASS MAIL, THE LANDLORD SHALL PROVIDE THE TENANT WITH A
SELF–ADDRESSED, STAMPED ENVELOPE TO RETURN THE WRITTEN ELECTION OF
POSITIVE RENTAL PAYMENT HISTORY REPORTING.
(G) (1) A TENANT MAY SUBMIT THE TENANT’S COMPLETED WRITTEN
ELECTION AT ANY TIME AFTER THE TENANT RECEIVES THE OFFER OF POSITIVE
RENTAL PAYMENT HISTORY REPORTING FROM THE LANDLORD.
–5–
Ch. 772 2026 LAWS OF MARYLAND
(2) (I) A TENANT MAY REQUEST ADDITIONAL COPIES OF THE
WRITTEN ELECTION OF POSITIVE RENTAL PAYMENT HISTORY REPORTING FROM THE
LANDLORD AT ANY TIME.
(II) A LANDLORD THAT RECEIVES A REQUEST FROM A TENANT
PURSUANT TO THIS PARAGRAPH SHALL COMPLY WITH THE REQUEST.
(H) (1) IF A TENANT ELECTS TO HAVE POSITIVE RENTAL PAYMENT
HISTORY REPORTED TO A CONSUMER REPORTING AGENCY THE LANDLORD MAY
REQUIRE THAT THE TENANT PAY A FEE NOT TO EXCEED THE LESSER OF THE ACTUAL
COST TO THE LANDLORD TO PROVIDE THE SERVICE OR $10 PER MONTH.
(2) (I) THE PAYMENT OR NONPAYMENT OF A FEE UNDER THIS
SUBSECTION MAY NOT BE REPORTED TO A CONSUMER REPORTING AGENCY.
(II) A FEE COLLECTED UNDER THIS SUBSECTION IS NOT RENT
AND MAY NOT BE CREDITED TOWARDS FULL OR PARTIAL SATISFACTION OF RENT OR
ANY OTHER OBLIGATION UNDER THE LEASE.
(III) IF A TENANT FAILS TO PAY ANY FEE REQUIRED BY THE
LANDLORD UNDER THIS SUBSECTION FOR 30 DAYS OR MORE:
1. THE LANDLORD MAY STOP REPORTING THE TENANT’S
RENTAL PAYMENTS; AND
2. THE TENANT MAY NOT ELECT POSITIVE RENTAL
PAYMENT HISTORY REPORTING FOR A PERIOD OF AT LEAST 6 MONTHS AFTER THE
DATE ON WHICH THE FEE FIRST BECAME DUE.
(I) (1) A LANDLORD SHALL STOP REPORTING POSITIVE RENTAL
PAYMENT HISTORY ON WRITTEN REQUEST BY A TENANT.
(2) A TENANT WHO ELECTS TO HAVE REPORTING STOPPED MAY NOT
ELECT POSITIVE RENTAL PAYMENT HISTORY REPORTING AGAIN FOR A PERIOD OF AT
LEAST 6 MONTHS AFTER THE DATE OF THE TENANT’S WRITTEN REQUEST TO HAVE
REPORTING STOPPED.
(J) THE SECRETARY SHALL ADOPT REGULATIONS TO CARRY OUT THIS
SECTION.
SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect
October 1, 2026.
Approved by the Governor, May 26, 2026.
–6–Every fact on this page links to its source, starting with the official bill record.