Consumer Protection - Consumer Contracts - Prohibited Waivers

Altering certain exemptions relating to a prohibition on a consumer contract that sets a shorter time to bring an action under or on the consumer contract under certain circumstances; prohibiting a consumer contract from waiving, limiting, impairing, or disclaiming certain remedies if authorized by federal or State law, subject to certain exemptions and a certain exception; prohibiting a waiver by agreement of certain provisions in the Act; and applying the Act prospectively.