Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real e
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.” Read the full text
Official title shown verbatim from the official record. Plain-language summary coming as coverage deepens. Not legal advice.
2025-2026 biennium
Where it is
Show all 21 actions
Introduced · Jan 21, 2026
House
Referred to House Committee on Financial Institutions and Pensions · Jan 21, 2026
House
Hearing: Monday, January 26, 2026, 9:00 AM — Room 582-N event · Jan 26, 2026
House
Committee Report recommending bill be passed by House Committee on Financial Institutions and Pensions · Feb 3, 2026
House
Committee of the Whole - Be passed · Feb 17, 2026
House
Final Action - Passed; Yea 87, Nay 37, Absent 1 · Feb 18, 2026
House
Received and Introduced · Feb 18, 2026
Senate
Referred to Senate Committee on Financial Institutions and Insurance · Feb 19, 2026
Senate
Hearing: Wednesday, March 4, 2026, 9:30 AM — Room 546-S event · Mar 4, 2026
Senate
Committee Report recommending bill be passed as amended by Senate Committee on Financial Institutions and Insurance · Mar 17, 2026
Senate
Committee of the Whole - Committee Report be adopted · Mar 18, 2026
Senate
Committee of the Whole - Be passed as amended · Mar 18, 2026
Senate
Final Action - Passed as amended; Yea 36, Nay 4 · Mar 19, 2026
Senate
Nonconcurred with amendments; Conference Committee requested; appointed Rep. Nick Hoheisel, Rep. Angela Stiens and Rep. Rui Xu · Mar 23, 2026
House
Motion to accede adopted; Sen. Brenda Dietrich, Sen. Michael Fagg and Sen. Silas Miller appointed as conferees · Mar 24, 2026
Senate
Conference committee report now available · Mar 25, 2026
Senate
Conference Committee Report was adopted; Yea 32, Nay 8 · Mar 25, 2026
Senate
Conference Committee Report was adopted; Yea 74, Nay 51 · Mar 26, 2026
House
Engrossed on Tuesday, March 31, 2026 · Apr 9, 2026
House
Enrolled and presented to Governor on Friday, April 3, 2026 · Apr 9, 2026
House
Approved by Governor on Thursday, April 9, 2026 · Apr 9, 2026
House
The numbers
1
sponsor on the bill
Sponsors
House Committee on Financial Institutions and Pensions
Every fact on this page links to its source, starting with the official bill record. Last action: Approved by Governor on Thursday, April 9, 2026 (Apr 9, 2026).