Medicare supplement insurance., the official text

First Regular Session of the 124th General Assembly (2025)

PRINTING CODE. Amendments: Whenever an existing statute (or a section of the Indiana
Constitution) is being amended, the text of the existing provision will appear in this style type,
additions will appear in this style type, and deletions will appear in this style type.

 Additions: Whenever a new statutory provision is being enacted (or a new constitutional
provision adopted), the text of the new provision will appear in this style type. Also, the
word NEW will appear in that style type in the introductory clause of each SECTION that adds
a new provision to the Indiana Code or the Indiana Constitution.
 Conflict reconciliation: Text in a statute in this style type or this style type reconciles conflicts
between statutes enacted by the 2024 Regular Session of the General Assembly.

  HOUSE ENROLLED ACT No. 1226

   AN ACT to amend the Indiana Code concerning insurance.

   Be it enacted by the General Assembly of the State of Indiana:

   SECTION 1. IC 27-8-13-9.3 IS ADDED TO THE INDIANA CODE
AS A NEW SECTION TO READ AS FOLLOWS [EFFECTIVE
JANUARY 1, 2026]: Sec. 9.3. (a) This section applies to a Medicare
supplement policy or certificate delivered, issued, or renewed on or
after January 1, 2026.

   (b) This section applies to:
      (1) an applicant who submits an application for a Medicare
      supplement policy or certificate before or during the six (6)
      month period beginning on the first day of the first month
      during which the applicant is:
         (A) at least sixty-five (65) years of age; and
         (B) timely enrolled for benefits under Medicare Part B
         without penalty under federal law; and
      (2) an applicant who:
         (A) is at least sixty-five (65) years of age;
         (B) is insured under a Medicare supplement policy or
         certificate;
         (C) submits an application for a Medicare supplement
         policy or certificate:
            (i) to an issuer that is different than the issuer of the
            applicant's current Medicare supplement policy or
            certificate; and

HEA 1226
                                    2

            (ii) within sixty (60) days of the applicant's birthday; and
         (D) seeks to maintain the same type of lettered Medicare
         supplement plan, including any variation of the lettered
         plan.
   (c) An issuer of a Medicare supplement policy or certificate
shall not deny, condition the issuance or effectiveness of, or
discriminate in the pricing of a Medicare supplement policy or
certificate because of the health status, claims experience, receipt
of health care, or medical condition of an applicant to which
subsection (b) applies.
   (d) A new Medicare supplement policy or certificate issued to an
applicant under subsection (b)(2) must go into effect on the first
day of the month that is at least thirty (30) days after the signature
date on the application for the Medicare supplement policy or
certificate.

HEA 1226
Speaker of the House of Representatives

President of the Senate

President Pro Tempore

Governor of the State of Indiana

Date:                             Time:

HEA 1226