BUY-NOW-PAY-LATER ACT
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “BUY-NOW-PAY-LATER ACT” Read the full text
Official title shown verbatim from the official record. Plain-language summary coming as coverage deepens. Not legal advice.
104th General Assembly
Where it is
Show all 61 actions
Filed with Secretary by Sen. Michael E. Hastings · Feb 5, 2026
Senate
Referred to Assignments · Feb 5, 2026
Senate
Assigned to Judiciary · Feb 17, 2026
Senate
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings · Mar 9, 2026
Senate
Senate Committee Amendment No. 1 Referred to Assignments · Mar 9, 2026
Senate
Senate Committee Amendment No. 1 Assignments Refers to Judiciary · Mar 10, 2026
Senate
Senate Committee Amendment No. 1 Adopted · Mar 11, 2026
Senate
Do Pass as Amended Judiciary; 009-000-000 · Mar 11, 2026
Senate
Placed on Calendar Order of 2nd Reading March 12, 2026 · Mar 11, 2026
Senate
Added as Co-Sponsor Sen. Michael W. Halpin · Mar 13, 2026
Senate
Added as Chief Co-Sponsor Sen. Christopher Belt · Mar 17, 2026
Senate
Added as Chief Co-Sponsor Sen. Suzy Glowiak Hilton · Mar 20, 2026
Senate
Added as Co-Sponsor Sen. Cristina Castro · Mar 24, 2026
Senate
Added as Co-Sponsor Sen. Mattie Hunter · Mar 25, 2026
Senate
Added as Co-Sponsor Sen. Doris Turner · Mar 26, 2026
Senate
Added as Co-Sponsor Sen. Graciela Guzmán · Mar 27, 2026
Senate
Added as Co-Sponsor Sen. Adriane Johnson · Mar 31, 2026
Senate
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings · Apr 13, 2026
Senate
Senate Floor Amendment No. 2 Referred to Assignments · Apr 13, 2026
Senate
Senate Floor Amendment No. 2 Assignments Refers to Judiciary · Apr 14, 2026
Senate
Senate Floor Amendment No. 2 Postponed - Judiciary · Apr 15, 2026
Senate
Rule 2-10 Third Reading Deadline Established As May 8, 2026 · Apr 17, 2026
Senate
Placed on Calendar Order of 3rd Reading April 29, 2026 · Apr 28, 2026
Senate
Added as Co-Sponsor Sen. Steve Stadelman · May 7, 2026
Senate
Rule 2-10 Third Reading Deadline Established As May 15, 2026 · May 8, 2026
Senate
Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings · May 15, 2026
Senate
Senate Floor Amendment No. 3 Referred to Assignments · May 15, 2026
Senate
Rule 3-9(a) / Re-referred to Assignments · May 15, 2026
Senate
Rule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026 · May 19, 2026
Senate
Approved for Consideration Assignments · May 19, 2026
Senate
Placed on Calendar Order of 3rd Reading May 20, 2026 · May 19, 2026
Senate
Senate Floor Amendment No. 3 Assignments Refers to Judiciary · May 19, 2026
Senate
Senate Floor Amendment No. 4 Filed with Secretary by Sen. Michael E. Hastings · May 20, 2026
Senate
Senate Floor Amendment No. 4 Referred to Assignments · May 20, 2026
Senate
Senate Floor Amendment No. 4 Assignments Refers to Judiciary · May 20, 2026
Senate
Senate Floor Amendment No. 2 Postponed - Judiciary · May 20, 2026
Senate
Senate Floor Amendment No. 3 Recommend Do Adopt Judiciary; 008-000-000 · May 20, 2026
Senate
Senate Floor Amendment No. 4 Recommend Do Adopt Judiciary; 008-000-000 · May 20, 2026
Senate
Recalled to Second Reading · May 21, 2026
Senate
Senate Floor Amendment No. 3 Adopted; Hastings · May 21, 2026
Senate
Senate Floor Amendment No. 4 Adopted; Hastings · May 21, 2026
Senate
Placed on Calendar Order of 3rd Reading · May 21, 2026
Senate
Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a) · May 21, 2026
Senate
Added as Co-Sponsor Sen. Meg Loughran Cappel · May 21, 2026
Senate
Arrived in House · May 21, 2026
House
Chief House Sponsor Rep. Robert "Bob" Rita · May 21, 2026
House
Referred to Rules Committee · May 21, 2026
House
Assigned to Judiciary - Civil Committee · May 21, 2026
House
Committee/Final Action Deadline Extended-9(b) May 31, 2026 · May 21, 2026
House
Moved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez · May 25, 2026
House
Suspend Rule 21 - Prevailed 066-029-000 · May 25, 2026
House
Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000 · May 27, 2026
House
Placed on Calendar 2nd Reading - Short Debate · May 27, 2026
House
Held on Calendar Order of Second Reading - Short Debate · May 27, 2026
House
Placed on Calendar Order of 3rd Reading - Short Debate · May 31, 2026
House
Third Reading/Final Action Deadline Extended-9(b) June 2, 2026 · May 31, 2026
House
3/5 Vote Required · Jun 1, 2026
House
Passed Both Houses · Jun 1, 2026
Senate
Sent to the Governor · Jun 22, 2026
Senate
Governor Approved · Jun 25, 2026
Senate
Effective Date June 25, 2026 · Jun 25, 2026
Senate
The numbers
12
sponsors on the bill
Sponsors
Michael E. HastingsChristopher BeltSuzy Glowiak HiltonMichael W. HalpinCristina CastroMattie HunterDoris TurnerGraciela GuzmánAdriane JohnsonSteve StadelmanMeg Loughran CappelRobert "Bob" Rita
Recorded votes
SENATE BILLSHouse · 2026-05-31 · PASSED · NAYS 0, PRESENT 0, YEAS 116
THIRD READINGSenate · 2026-05-21 · YEAS 56, NAYS 0, PRESENT 0
Roll-call results shown verbatim from the Illinois legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Every fact on this page links to its source, starting with the official bill record. Last action: Effective Date June 25, 2026 (Jun 25, 2026).