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Illinois General Assembly· SB 3509Governor Approved

INS CD-BIOMARKER TESTING, the official text

Shown verbatim: the complete text as captured from the official PDF posted by the Illinois General Assembly, fetched 2026-09-25. Page and line markers are part of the official record; nothing is edited or removed. This is the current version. The official bill page.
SB3509 Enrolled                     LRB104 19966 BAB 33416 b

1   AN ACT concerning regulation.

2   Be it enacted by the People of the State of Illinois,

3 represented in the General Assembly:

4   Section 5. The Illinois Insurance Code is amended by

5 changing Section 356z.46 as follows:

6   (215 ILCS 5/356z.46)

7   Sec. 356z.46. Biomarker testing.

8   (a) As used in this Section:

9   "Biomarker" means a characteristic that is objectively

10 measured and evaluated as an indicator of normal biological

11 processes, pathogenic processes, or pharmacologic responses to

12 a specific therapeutic intervention, including known gene-drug

13 interactions for medications being considered for use or

14 already being used. "Biomarker" includes, but is not limited

15 to, gene mutations, characteristics of genes, or protein

16 expression.

17  "Biomarker testing" means the analysis of a patient's

18 tissue, blood, or other fluid biospecimen for the presence of

19 a biomarker. "Biomarker testing" includes, but is not limited

20 to, single-analyte tests, multi-plex panel tests, protein

21 expression whole exome, and partial or whole genome, and whole

22 transcriptome sequencing and other genomic or molecular

23 sequencing.
    SB3509 Enrolled              -2-  LRB104 19966 BAB 33416 b

1   "Consensus statement" means a statement developed by an

2 independent, multidisciplinary panel of experts using a

3 transparent methodology and reporting structure, with a

4 conflict of interest policy, that is aimed at specific

5 clinical circumstances, and the statement is based on the best

6 available evidence for the purpose of optimizing the outcomes

7 of clinical care.

8   "Nationally recognized clinical practice guidelines" means

9 evidence-based clinical practice guidelines developed by

10 independent organizations or medical professional societies

11 using a transparent methodology and reporting structure, with

12 a conflict of interest policy, that establish standards of

13 care informed by a systematic review of evidence and an

14 assessment of the benefits and risks of alternative care

15 options and that include recommendations intended to optimize

16 patient care.

17  (b) A group or individual policy of accident and health

18 insurance or managed care plan amended, delivered, issued, or

19 renewed on or after January 1, 2022 shall include coverage for

20 biomarker testing as defined in this Section pursuant to

21 criteria established under subsection (d).

22  (c) Biomarker testing shall be covered and conducted in an

23 efficient manner to provide the most complete range of results

24 to the patient's health care provider without requiring

25 multiple biopsies, biospecimen samples, or other delays or

26 disruptions in patient care.
    SB3509 Enrolled       -3-            LRB104 19966 BAB 33416 b

1   (d) Biomarker testing must be covered for the purposes of

2 diagnosis, treatment, appropriate management, or ongoing

3 monitoring of an enrollee's disease or condition when the test

4 is supported by medical and scientific evidence, including,

5 but not limited to, any one of the following:

6   (1) labeled indications for an FDA-approved or

7   FDA-cleared test; or

8   (2) indicated tests for an FDA-approved drug;

9   (3) warnings and precautions on FDA-approved drug

10  labels;

11  (4) (2) federal Centers for Medicare and Medicaid

12  Services National Coverage Determinations or any Medicare

13  Administrative Contractor (MAC) Local Coverage

14  Determinations and associated Local Coverage Articles; or

15  (5) testing recommendations or considerations from:

16           (A) (3) nationally recognized clinical practice

17  guidelines; or

18           (B) a consensus statement.

19  (4) consensus statements;

20  (5) professional society recommendations;

21  (6) peer-reviewed literature, biomedical compendia,

22  and other medical literature that meet the criteria of the

23  National Institutes of Health's National Library of

24  Medicine for indexing in Index Medicus, Excerpta Medicus,

25  Medline, and MEDLARS database of Health Services

26  Technology Assessment Research; and
    SB3509 Enrolled   -4-  LRB104 19966 BAB 33416 b

1            (7) peer-reviewed scientific studies published in or

2   accepted for publication by medical journals that meet

3   nationally recognized requirements for scientific

4   manuscripts and that submit most of their published

5   articles for review by experts who are not part of the

6   editorial staff.

7   (e) The requirements set forth in this Section are subject

8 to and shall operate in accordance with subsection (b) of

9 Section 20 of the Prior Authorization Reform Act and Section

10 45 of the Managed Care Reform and Patient Rights Act. When

11 coverage of biomarker testing for the purpose of diagnosis,

12 treatment, or ongoing monitoring of any medical condition is

13 restricted for use by a group or individual policy of accident

14 and health insurance or managed care plan, the patient and

15 prescribing practitioner shall have access to a clear, readily

16 accessible, and convenient processes to request an exception.

17 The process shall be made readily accessible on the insurer's

18 website.

19  (f) The changes made to this Section by this amendatory

20 Act of the 104th General Assembly apply to policies,

21 contracts, and certificates of insurance amended, delivered,

22 issued, or renewed on or after January 1, 2028.

23 (Source: P.A. 102-203, eff. 1-1-22; 102-813, eff. 5-13-22.)

24  Section 99. Effective date. This Act takes effect January

25 1, 2028.
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