Shown verbatim: the complete text as captured from the official PDF posted by the Illinois General Assembly, fetched 2026-09-25. Page and line markers are part of the official record; nothing is edited or removed. This is the current version. The official bill page.
SB1327 Enrolled LRB104 10928 BAB 21010 b
1 AN ACT concerning regulation.
2 Be it enacted by the People of the State of Illinois,
3 represented in the General Assembly:
4 Section 5. The Illinois Insurance Code is amended by
5 adding Section 370c.5 as follows:
6 (215 ILCS 5/370c.5 new)
7 Sec. 370c.5. Disability income insurance mental health and
8 substance use disorder coverage disclosure.
9 (a) No group or individual policy or contract of long-term
10 disability income insurance in this State that limits the
11 duration of coverage for mental health and substance use
12 disorders shall be offered without a disclosure, provided at
13 the time of application, that includes a notification stating
14 that:
15 (1) the long-term disability coverage selected by the
16 potential policyholder or plan sponsor limits the duration
17 of coverage for mental health or substance use disorders;
18 and
19 (2) the potential policyholder or plan sponsor has the
20 right to request more information about the limitation and
21 other coverage options that include an unlimited duration,
22 if available.
23 (b) Receipt of the disclosure described in subsection (a)
SB1327 Enrolled -2- LRB104 10928 BAB 21010 b
1 must be acknowledged by the potential policyholder or plan
2 sponsor, and evidence of the disclosure and acknowledgment
3 must be retained by the insurance company offering the
4 coverage.
5 Section 99. Effective date. This Act takes effect January
6 1, 2028.Every fact on this page links to its source, starting with the official bill record.