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HB5376 Enrolled LRB104 20354 BAB 33809 b
1 AN ACT concerning regulation.
2 Be it enacted by the People of the State of Illinois,
3 represented in the General Assembly:
4 Section 5. The Illinois Insurance Code is amended by
5 changing Sections 801.1, 802.1, 803.1, 804.1, 805.1, 806.1,
6 807.1, 808.1, 810.1, 811.1, 813.1, 815.1, and 817.1 as
7 follows:
8 (215 ILCS 5/801.1)
9 Sec. 801.1. Purpose. The purpose of this Article is to
10 require insurers to make mine subsidence insurance coverage
11 available for residences, living units and commercial
12 buildings located in Illinois; to establish the Illinois Mine
13 Subsidence Insurance Fund; to divide the Fund into separate
14 residential and commercial sub-funds; and to make the Fund a
15 taxable, private the reinsurer for the mine subsidence
16 insurance made available under this Article.
17 (Source: P.A. 88-379.)
18 (215 ILCS 5/802.1)
19 Sec. 802.1. Definitions. As used in this Article:
20 (a) "Commercial building Building" means any building that
21 is classified by the insurer as a commercial building and is ,
22 other than a residence, permanently affixed to realty located
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1 in Illinois, including basements, footings, foundations,
2 septic systems and underground pipes directly servicing the
3 building. "Commercial building" does not include any other
4 improvements to real property, including, without limitation,
5 but does not include sidewalks, driveways, parking lots,
6 living units, land, landscaping, lawns, trees, plants, crops,
7 or agricultural field drainage tile.
8 (b) "Commercial coverage Coverage" means mine subsidence
9 insurance for a commercial building.
10 (b-5) "Director" means the then-appointed, then-acting, or
11 then-interim Director of Insurance.
12 (c) "Insurer" or "insurers" "Insurers" means an insurance
13 company or companies, farm mutuals, and reciprocals licensed
14 and authorized to write Class 3 policies of insurance, as
15 defined in this Code, within Illinois.
16 (d) "Living unit Unit" means shall mean that physical
17 portion designated for separate ownership or exclusive
18 occupancy for residential purposes, of a building or group of
19 buildings, permanently affixed to realty located in Illinois,
20 having elements which are owned or used in common, including a
21 condominium unit, a cooperative unit or any other similar
22 unit.
23 (e) "Living unit coverage Unit Coverage" means mine
24 subsidence insurance for a living unit covering the losses
25 described in Section 805.1(d).
26 (f) "Mine subsidence Subsidence" means lateral or vertical
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1 ground movement caused by a failure initiated at the mine
2 level, of man-made underground mineral mines, including, but
3 not limited to coal mines, clay mines, limestone mines, and
4 fluorspar mines that directly damages residences, living
5 units, or commercial buildings. "Mine subsidence Subsidence"
6 does not include lateral or vertical ground movement caused by
7 anything other than a failure initiated at the mine level of
8 man-made underground mineral mines, including, but not limited
9 to, surface mining, earthquake, landslide, volcanic eruption,
10 soil conditions, soil erosion, soil freezing and thawing,
11 improperly compacted soil, construction defects, roots of
12 trees and shrubs or collapse of storm and sewer drains and
13 rapid transit tunnels.
14 (g) "Mine Subsidence Insurance Fund" or "Fund" means the
15 private fund established by this Article.
16 (h) "Policy" or "policies" means any contract or contracts
17 of insurance providing the coverage of the Standard Fire
18 Policy and Extended Coverage Endorsement, or substantial
19 equivalent, on any residence, living unit, or commercial
20 building. It does not include those insurance contracts that
21 are referred to as marine or inland marine policies or that
22 reinsure the liability of another, whether or not those
23 insurance contracts are designated as reinsurance policies.
24 (i) "Premium" or "premiums" means the gross amount charged
25 to policyholders for the mine subsidence insurance made
26 available under this Article.
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1 (j) "Rates" or "rate schedules" means the rates by which
2 premiums shall be computed for the mine subsidence insurance
3 made available under this Article.
4 (k) "Residence" means a building that is classified by the
5 insurer as a residence and used principally for residential
6 purposes up to and including a 4-family four family dwelling,
7 permanently affixed to realty located in Illinois, including
8 appurtenant structures, driveways, sidewalks, basements,
9 footings, foundations, septic systems and underground pipes
10 directly servicing the dwelling or building. "Residence" does
11 not include any other improvements to real property,
12 including, without limitation, but does not include living
13 units, land, landscaping, lawns, trees, plants, crops or
14 agricultural field drainage tile.
15 (l) "Residential coverage Coverage" means mine subsidence
16 insurance for a residence.
17 (m) "Intergovernmental cooperative" means an
18 intergovernmental cooperative organized pursuant to Article
19 VII, Section 10 of the Illinois Constitution and Section 6 of
20 the Intergovernmental Cooperation Act.
21 (Source: P.A. 90-499, eff. 8-19-97.)
22 (215 ILCS 5/803.1)
23 Sec. 803.1. Establishment of Fund.
24 (a) There is established a private fund to be known as the
25 "Illinois Mine Subsidence Insurance Fund". The Fund shall
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1 operate pursuant to this Article. The Fund is authorized to
2 transact business, provide services, enter into contracts, and
3 sue or be sued in its own name.
4 (b) The Fund shall provide reinsurance for mine subsidence
5 losses to all insurers writing mine subsidence insurance
6 pursuant to this Article who have properly executed a
7 reinsurance agreement with the Fund in a form filed with and
8 approved by the Director.
9 (c) The moneys monies in the Fund shall be derived
10 primarily from premiums for mine subsidence insurance ceded by
11 insurers to the Fund collected on behalf of the Fund pursuant
12 to this Article and , from investment income and from receipt
13 of Federal or State funds. No insurer shall have any liability
14 to the Fund or to any creditor of the Fund, except as may be
15 set forth in this Article, in the Articles of Governance which
16 may be adopted by the Fund, in a reinsurance agreement
17 executed pursuant to Section 810.1, in the Plan of Operation
18 established by the Fund, or in the rules and procedures
19 adopted by the Fund as authorized by the reinsurance
20 agreement.
21 (d) The Fund shall establish its rates, rating schedules,
22 deductibles and retentions, minimum premiums, classifications,
23 and the maximum amount of reinsurance available per residence,
24 commercial building, and living unit for mine subsidence
25 insurance which the Fund shall file with the Director. The
26 Director shall have 30 days from the date of receipt to approve
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1 or disapprove a rate filing. If no action is taken by the
2 Director within 30 days after filing, the filing, the rate is
3 deemed to be approved. The Director may, in writing, extend
4 the period for an additional 30 days if the Director
5 determines that additional time is needed.
6 (e) The Fund shall establish its rates, rating schedules,
7 deductibles and retentions, minimum premiums, classifications,
8 and the maximum amount of reinsurance available per residence,
9 commercial building, and living unit in such a manner as to
10 satisfy all reasonably foreseeable claims and expenses the
11 Fund is likely to incur. In establishing the mine subsidence
12 insurance premium rates, the The Fund shall give due
13 consideration to factors reasonably considered by an insurer
14 when setting premium rates, including loss experience and
15 relevant trends, premium and other income and reasonable
16 reserves established for contingencies in establishing the
17 mine subsidence rates.
18 (f) The Fund shall compile and publish an annual operating
19 report.
20 (g) The Fund shall maintain or make available develop at
21 least 2 consumer information publications to aid the public in
22 understanding mine subsidence and mine subsidence insurance
23 and shall establish a schedule for the distribution of the
24 publications pursuant to the reinsurance agreement. Topics
25 that shall be addressed shall include but are not limited to:
26 (1) Descriptive information about mine subsidence, and
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1 what benefits mine subsidence insurance provides to the
2 property owner.
3 (2) Information that will be useful to a policyholder
4 who has filed a mine subsidence claim, such as information
5 that explains the claim investigation process and claim
6 handling procedures.
7 (h) The Fund shall be empowered to sponsor, fund, or
8 conduct research programs in an effort to improve the
9 administration of the mine subsidence insurance program and
10 help reduce and mitigate mine subsidence losses consistent
11 with the public interest.
12 (i) The Fund may enter into reinsurance agreements with
13 any intergovernmental cooperative that provides joint
14 self-insurance for mine subsidence losses of its members.
15 These reinsurance agreements shall be substantially similar to
16 reinsurance agreements described in Section 810.1.
17 (Source: P.A. 95-92, eff. 1-1-08; 95-334, eff. 1-1-08.)
18 (215 ILCS 5/804.1)
19 Sec. 804.1. Management of the Fund.
20 (a) The Fund shall be governed managed by an 11-member 11
21 member Board of Directors, 6 of whom shall be designated as
22 insurance industry-elected industry directors, 4 of whom shall
23 be designated as public-appointed public directors, and one of
24 whom shall be designated as an Illinois-licensed Illinois
25 licensed insurance producer public-appointed director. The
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1 industry directors shall be elected to 3-year staggered terms
2 annually in the manner provided in Articles of Governance
3 adopted by the Fund. The public directors shall be appointed
4 to 3-year staggered terms by the Director, and shall not be
5 employees of or otherwise affiliated with the insurance
6 industry. The Illinois-licensed Illinois licensed insurance
7 producer shall be appointed to a 3-year term by the Director.
8 (b) Each member of the Board of Directors on the effective
9 date of this amendatory Act of the 104th General Assembly
10 shall continue to be a member of the Board of Directors until
11 the conclusion of that Director's existing 3-year term or, in
12 the case of an appointed director, until the Director makes an
13 official appointment, whichever is later. The members of the
14 Governing Committee of the Illinois Mine Subsidence Insurance
15 Fund established by Article XXXVIII who are members of the
16 Governing Committee as of December 31, 1993 shall become the
17 members of the Board of Directors of the Fund established by
18 this Article on the effective date of this Act, and shall
19 continue to hold office until the next annual meeting of the
20 Fund.
21 (c) No later than the date of the next annual meeting of
22 the Fund following the effective date of this Act, the
23 Director shall appoint 4 public directors, one for a one-year
24 term, one for a two-year term and 2 for three-year terms. No
25 later than the date of the next annual meeting of the Fund
26 following the effective date of this amendatory Act of 1994,
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1 the Director shall appoint the Illinois licensed insurance
2 producer for a 2-year term. Thereafter, all public directors
3 and the licensed insurance producer shall be appointed for 3
4 year terms.
5 (c) The (d) As soon as practical after the effective date
6 of this Act, the Fund shall adopt Articles of Governance,
7 which shall be submitted to the Director for his review and
8 approval. The Board of Directors of the Fund may amend the
9 Articles of Governance, subject to review and approval by the
10 Director.
11 (Source: P.A. 88-379; 88-667, eff. 9-16-94; 89-206, eff.
12 7-21-95.)
13 (215 ILCS 5/805.1)
14 Sec. 805.1. Mine Subsidence Coverage.
15 (a) Beginning January 1, 1994, every policy issued or
16 renewed insuring a residence on a direct basis shall include,
17 at a separately stated premium, residential coverage unless
18 waived in writing by the insured. Beginning January 1, 1994,
19 every policy issued or renewed insuring a commercial building
20 on a direct basis shall include at a separately stated
21 premium, commercial coverage unless waived in writing by the
22 insured. Beginning January 1, 1994, every policy issued or
23 renewed insuring a living unit on a direct basis shall
24 include, at a separately stated premium, living unit coverage
25 unless waived in writing by the insured.
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1 (b) If the insured has previously waived mine subsidence
2 coverage in writing, the insurer shall provide written notice
3 of the availability of or agent need not offer mine subsidence
4 coverage in conjunction with any renewal or supplementary
5 policy in connection with a policy previously issued to such
6 insured by the same insurer, but need not obtain an additional
7 written waiver of mine subsidence coverage unless the insured
8 subsequently makes a written request for mine subsidence
9 coverage.
10 (c) The premium charged for residential, commercial or
11 living unit coverage shall be the premium level set by the
12 Fund. The loss covered shall be the loss in excess of any
13 applicable the deductible or retention in established by the
14 Fund and contained in a mine subsidence endorsement to the
15 policy, subject to the limit of insurance for mine subsidence
16 damage stated in the policy; however, for all policies issued
17 or renewed on or after January 1, 2027, there shall be no
18 deductible or retention applicable to mine subsidence damage.
19 For all policies issued or renewed on or after the effective
20 date of this amendatory Act of the 104th General Assembly
21 January 1, 2008, the maximum amount of reinsured loss per
22 residence, per commercial building, and per living unit shall
23 be the amounts established by the Fund and approved by the
24 Director. For all policies issued or renewed on or after
25 January 1, 1996, the amount of reinsurance available from the
26 Fund shall not be less than $200,000 per residence, $200,000
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1 per commercial building, or $15,000 per living unit. The Fund
2 may, from time to time, adjust the amount of reinsurance
3 available as long as the minimum set by this Section is met.
4 (d) The residential and living unit coverage provided
5 pursuant to this Article may also cover, as part of the cost of
6 repairs of covered mine subsidence damage to a residence or
7 living unit, the costs of debris removal, moving and storage
8 of contents, and repair or replacement of landscaping, but
9 only if made necessary by the repairs of covered mine
10 subsidence damage to a residence or living unit and only when
11 and to the extent such costs are actually incurred.
12 (e) (d) The residential and living unit coverage provided
13 pursuant to this Article may also cover the additional living
14 expenses reasonably and necessarily incurred by the owner of a
15 residence who has been temporarily displaced as the direct
16 result of damage to the residence or living unit caused by mine
17 subsidence if the underlying policy also covers this type of
18 loss, except provided however, that the additional living
19 expenses loss covered under living unit coverage shall be
20 limited to those additional living expenses incurred by an
21 owner who has been temporarily displaced as the direct result
22 of damage losses to improvements and betterments caused by
23 mine subsidence , and reimbursement of additional living
24 expenses and special assessments made against the insured on
25 account of mine subsidence loss and shall be paid within, and
26 not in addition to, the applicable limit for residential or
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1 living unit coverage.
2 (f) (e) The total amount of the loss reimbursable to an
3 insurer shall be limited to the amount of insurance reinsured
4 by the Fund in force at the time when the damage first becomes
5 reasonably observable. All damage caused by a single mine
6 subsidence event or several subsidence events which are
7 continuous shall constitute one occurrence. As set forth in
8 subsections (a) and (c) of this Section, a policy issued or
9 renewed must provide coverage, unless waived in writing by the
10 insured, and the insurer must continue to charge the premium
11 level set for that coverage by the Fund. If mine subsidence
12 coverage is in force when the mine subsidence damage first
13 becomes reasonably observable, and the mine subsidence
14 occurrence is still ongoing, then the insurer shall notify the
15 insured making the mine subsidence claim that continuation of
16 that coverage thereafter may not be necessary and is optional,
17 but that continued coverage on the damaged residence, living
18 unit, or commercial building shall terminate only upon written
19 waiver by the insured. The notification shall be made within
20 60 days after the insurer receives written confirmation from
21 the Fund that the cause of loss is active mine subsidence. The
22 notification shall be in the form of a separate mailing to the
23 insured from the insurer through via the United States Postal
24 Service or other commercial mail delivery service and shall
25 include notification to the insured that mine subsidence
26 premiums paid for coverage on a damaged residence, living
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1 unit, or commercial building subsequent to the established
2 date of loss shall be refunded to the insured within 60 days
3 after the insured provides a signed waiver of mine subsidence
4 coverage to the insurer. The notification shall be accompanied
5 by a waiver of coverage form for the insured to sign and return
6 to the insurer.
7 (g) (f) No insurer shall be required to offer mine
8 subsidence coverage in excess of the reinsured limits as
9 established from time to time by the Fund and approved by the
10 Director.
11 (Source: P.A. 98-1007, eff. 1-1-15.)
12 (215 ILCS 5/806.1)
13 Sec. 806.1. Division of Fund Into Separate Residential and
14 Commercial Sub-funds.
15 (a) Effective January 1, 1994, the Fund shall establish 2
16 separate sub-funds, a Residential Fund to provide reinsurance
17 for mine subsidence losses arising from residential and living
18 unit coverage and a Commercial Fund to provide reinsurance for
19 mine subsidence losses arising from commercial coverage. The
20 assets and liabilities of the Fund shall be allocated to the 2
21 two sub-funds in such manner as determined by the Board of
22 Directors, with the approval of the Director. The 2 two
23 sub-funds shall continue to be governed managed by the Board
24 of Directors. Beginning January 1, 1994, all premiums received
25 by the Fund for residential coverage or living unit coverage
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1 shall be credited to the Residential Fund, all losses and
2 expenses for residential coverage or living unit coverage
3 shall be charged to the Residential Fund. All premiums
4 received by the Fund for commercial coverage shall be credited
5 to the Commercial Fund, and all losses and expenses for
6 commercial coverage shall be charged to the Commercial Fund.
7 The Fund's overhead expenses shall be allocated between the
8 Residential Fund and the Commercial Fund on the basis of
9 annual written premium credited to each sub-fund. The assets
10 and liabilities of the Residential and Commercial Funds shall
11 be accounted for separately. The assets of the Residential
12 Fund shall not be used to reimburse insurers for losses for
13 Commercial Coverage and the assets of the Commercial Fund
14 shall not be used to reimburse insurers for losses for
15 residential coverage or living unit coverage.
16 (b) No insurer shall be required to pay any claim for any
17 loss reinsured under this Article except to the extent that
18 the amount available in the Residential Fund or the Commercial
19 Fund, as the case may be, is sufficient to reimburse the
20 insurer for such payment.
21 (Source: P.A. 88-379; 89-206, eff. 7-21-95.)
22 (215 ILCS 5/807.1)
23 Sec. 807.1. Exemption of Certain Counties by the Director.
24 The Director shall exempt from the obligations of subsection
25 (a) of Section 805.1 every policy insuring residences, living
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1 units or commercial buildings located in any county of
2 1,000,000 or more inhabitants or any county contiguous to any
3 such county, and, upon request of the Fund, may exempt every
4 policy insuring residences, living units or commercial
5 buildings located in any other specified county of this State,
6 from the provisions of subsection (a) of Section 805.1 of this
7 Article. However, in any county exempted by this Section from
8 the obligations of subsection (a) of Section 805.1, an insurer
9 shall make available mine subsidence coverage upon request by
10 a policyholder. The Fund shall maintain and make available to
11 insurers a list of the exempt and non-exempt counties as
12 described in this Section.
13 (Source: P.A. 91-357, eff. 7-29-99.)
14 (215 ILCS 5/808.1)
15 Sec. 808.1. Right of Insurers to Refuse to Provide Mine
16 Subsidence Coverage. An insurer may refuse to provide mine
17 subsidence coverage on a residence, living unit, or commercial
18 building evidencing unrepaired mine subsidence damage until
19 such damage has been repaired.
20 (Source: P.A. 88-379.)
21 (215 ILCS 5/810.1)
22 Sec. 810.1. Reinsurance Agreements. To obtain reinsurance
23 from the Fund for mine subsidence coverage offered under this
24 Article, an insurer All insurers shall execute and return to
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1 the Fund, prior to receipt by the insurer of any mine
2 subsidence claim for which reinsurance is sought, enter into a
3 reinsurance agreement with the Fund in a form updated from
4 time to time by the Board of Directors and . The reinsurance
5 agreement shall be filed with and approved by the Director.
6 The agreement, which may include a specific effective date and
7 expiration date, shall provide that each insurer shall cede
8 100% of any mine subsidence insurance written up to the limits
9 then established and in effect pursuant to subsection (c) of
10 contained in Section 805.1(c) to the Fund and, in
11 consideration of the ceding commission retained by the
12 insurer, agrees to distribute informational publications
13 provided by the Fund on a schedule set by the Fund, undertake
14 adjustment of losses, payment of taxes, and all other expenses
15 of the insurer necessary for sale of policies and
16 administration of the mine subsidence insurance coverage. The
17 Fund shall agree to reimburse the insurer for all amounts
18 reasonably and properly paid to policyholders from claims
19 resulting from mine subsidence and for expenses specified in
20 the reinsurance agreement. In addition, the reinsurance
21 agreement may contain, and may authorize the Fund to establish
22 and promulgate deductibles. The reinsurance agreement may also
23 contain reasonable provisions, rules, and procedures related
24 to underwriting standards; language that insurers must include
25 or not include in mine subsidence coverage forms used by
26 insurers; remitting of premiums to the Fund; rules and
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1 procedures covering insurer documentation of losses; insurer
2 reporting of premiums, claims, loss payments, and reports of
3 litigation, premiums and loss payments; loss payment review by
4 the Fund; determinations of whether claimed damage was caused
5 by mine subsidence, when mine subsidence damage was first
6 reasonably observable, and whether movement was continuous;
7 handling and adjustment of claims for damage caused by mine
8 subsidence; control and direction of litigation or arbitration
9 involving whether claimed damage was caused by mine
10 subsidence, when mine subsidence damage was first reasonably
11 observable, or whether movement was continuous or that may
12 affect the interests of the Fund; subrogation; remitting of
13 premiums to the Fund; underwriting; and cause and origin
14 investigations; and procedures for resolving disputes between
15 the insurers and the Fund.
16 (Source: P.A. 90-655, eff. 7-30-98; 91-357, eff. 7-29-99.)
17 (215 ILCS 5/811.1)
18 Sec. 811.1. Distribution of Premiums. The Fund is
19 authorized to establish, by way of the reinsurance agreement,
20 Plan of Operation, or operating rules and procedures, the
21 proportion of total mine subsidence insurance premiums
22 collected by each insurer which shall be retained by the
23 insurer as a ceding commission, subject to review of the
24 Director. The remainder of such premiums shall be remitted by
25 the insurer to the Fund at times to be determined by the Fund.
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1 The ceding commission rate for residential mine subsidence
2 coverage and commercial mine subsidence coverage may differ,
3 but the commission rates commission shall be uniform in all
4 reinsurance agreements entered into pursuant to Section 810.1
5 of this Article and shall be based on reasonable
6 administrative costs to the insurers, including agents'
7 commissions.
8 (Source: P.A. 88-379.)
9 (215 ILCS 5/813.1)
10 Sec. 813.1. Reporting Requirements. Every insurer must
11 report, at times designated by the Fund, such information as
12 is reasonably required by the Fund to conduct its affairs,
13 including, without limitation, information regarding losses
14 incurred and paid, premiums written and collected, and
15 exposures insured. Insurers must cooperate with the Fund's
16 periodic examination and audit of the insurer's mine
17 subsidence insurance books and records and with reasonable
18 data requests necessary to evaluate and price the exposure
19 establish claim reserves, and reimburse insurers for losses
20 paid to insureds.
21 (Source: P.A. 88-379.)
22 (215 ILCS 5/815.1)
23 Sec. 815.1. Subrogation.
24 (a) The insurer's residential coverage, living unit
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1 coverage, and commercial coverage forms shall include a
2 provision stating that the policyholder shall do nothing after
3 a loss to impair the policyholder's rights of recovery against
4 third parties. An insurer issuing residential coverage, living
5 unit coverage, or commercial coverage All insurers issuing
6 mine subsidence policies shall retain the right of subrogation
7 and do nothing after the loss to impair that right.
8 (b) The Fund, on its own behalf, may exercise the right of
9 subrogation to the extent permitted by law.
10 (c) Upon request by the Fund, an insurer with a reinsured
11 claim shall assign to the Fund any rights of subrogation it may
12 have, whether or not the rights of subrogation transfer to the
13 Fund by operation of law Every insurer shall include in its
14 reports an itemized list of all losses in subrogation and
15 shall remit to the Fund all monies, less expenses, recovered
16 as the result of subrogation actions.
17 (Source: P.A. 88-379.)
18 (215 ILCS 5/817.1)
19 Sec. 817.1. Powers of Director. In addition to any powers
20 conferred upon the Director him by this or any other law, the
21 Director shall have the authority to regulate supervise the
22 operations of the Fund as set forth in this Article and shall
23 review the Fund's rates once every 3 three years. In addition,
24 the Director or any person designated by the Director him has
25 the power:
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1 (a) to examine the operation of the Fund through free
2 access to all books, records, files, papers and documents
3 relating to its operation and may summon, qualify and
4 examine as witnesses all persons having knowledge of such
5 operation, including officers, agents or employees
6 thereof;
7 (b) to do all things necessary to enable the State of
8 Illinois and any insurer participating in any program
9 approved by the Director to fully participate in any
10 federal program which may be enacted for purposes similar
11 to the purposes of this Article;
12 (c) to require such reports as the Director may deem
13 necessary.
14 (Source: P.A. 90-655, eff. 7-30-98.)
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1 INDEX
2 Statutes amended in order of appearance
3 215 ILCS 5/801.1
4 215 ILCS 5/802.1
5 215 ILCS 5/803.1
6 215 ILCS 5/804.1
7 215 ILCS 5/805.1
8 215 ILCS 5/806.1
9 215 ILCS 5/807.1
10 215 ILCS 5/808.1
11 215 ILCS 5/809.1
12 215 ILCS 5/810.1
13 215 ILCS 5/811.1
14 215 ILCS 5/813.1
15 215 ILCS 5/814.1
16 215 ILCS 5/815.1
17 215 ILCS 5/817.1Every fact on this page links to its source, starting with the official bill record.