Amends the Downpayment Loan Assistance Program by: removing the prohibition on combined loan-to-value ratios; clarifying the Hawaii Housing Finance and Development Corporation's authority to establish interest rates and
Introduced
Moved
Reached a final decision
Became law
Derived from the official record below.
Officially: “RELATING TO THE DOWNPAYMENT LOAN ASSISTANCE PROGRAM.” Read the full text
2025-2026 biennium
What it does
Amends the Downpayment Loan Assistance Program by: removing the prohibition on combined loan-to-value ratios; clarifying the Hawaii Housing Finance and Development Corporation's authority to establish interest rates and allow payment waivers and interest forgiveness; authorizing financial institutions, mortgage lenders, and other loan originators to originate downpayment loans; and reducing the borrower's required personal contribution toward the downpayment. Authorizes borrowers to use a portio
From the official legislative record, shown verbatim. Not legal advice.
Where it is
Show all 47 actions
Pending introduction. · Jan 26, 2026
Introduced and Pass First Reading. · Jan 28, 2026
Referred to HSG, FIN, referral sheet 5 · Jan 30, 2026
Bill scheduled to be heard by HSG on Friday, 02-13-26 9:00AM in House conference room 430 VIA VIDEOCONFERENCE. · Feb 10, 2026
The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Evslin, Miyake, Cochran, Grandinetti, Kila, Kitagawa, La Chica, Muraoka · Feb 13, 2026
Reported from HSG (Stand. Com. Rep. No. 572-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN. · Feb 19, 2026
Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0). · Feb 19, 2026
Bill scheduled to be heard by FIN on Friday, 02-27-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE. · Feb 24, 2026
The committee(s) on FIN recommend(s) that the measure be deferred until 03-02-26. · Feb 27, 2026
Bill scheduled for decision making on Monday, 03-02-26 10:00AM in conference room 308 VIA VIDEOCONFERENCE. · Feb 27, 2026
The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 15 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Le · Mar 2, 2026
Reported from FIN (Stand. Com. Rep. No. 858-26), recommending passage on Third Reading. · Mar 5, 2026
Passed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Perruso excused (1). Transmitted to Senate. · Mar 5, 2026
Received from House (Hse. Com. No. 90). · Mar 6, 2026
Passed First Reading. · Mar 6, 2026
Referred to HOU, WAM. · Mar 10, 2026
The committee(s) on HOU has scheduled a public hearing on 03-17-26 1:05PM; Conference Room 225 & Videoconference. · Mar 12, 2026
The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in HOU were as follows: 4 Aye(s): Senator(s) Chang, Hashimoto, Elefante, Rhoads; Aye(s) with reservations: n · Mar 17, 2026
Reported from HOU (Stand. Com. Rep. No. 3209) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM. · Mar 30, 2026
Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM. · Mar 30, 2026
The committee(s) on WAM will hold a public decision making on 04-07-26 10:31AM; Conference Room 211 & Videoconference. · Apr 2, 2026
The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, K · Apr 7, 2026
Reported from WAM (Stand. Com. Rep. No. 3739) with recommendation of passage on Third Reading. · Apr 10, 2026
One Day Notice 04-14-26. · Apr 10, 2026
Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. · Apr 14, 2026
Returned from Senate (Sen. Com. No. 668) in amended form (SD 1). · Apr 14, 2026
House disagrees with Senate amendment (s). · Apr 16, 2026
Received notice of disagreement (Hse. Com. No. 780). · Apr 17, 2026
House Conferees Appointed: Evslin, Miyake Co-Chairs; Pierick. · Apr 21, 2026
Received notice of appointment of House conferees (Hse. Com. No. 799). · Apr 21, 2026
Senate Conferees Appointed: Chang Chair; Hashimoto Co-Chair; Fevella. · Apr 24, 2026
Received notice of Senate conferees (Sen. Com. No. 760). · Apr 27, 2026
Bill scheduled for Conference Committee Meeting on Tuesday, 04-28-26 10:03AM in conference room 224. · Apr 27, 2026
Conference Committee Meeting will reconvene on Wednesday 04-29-26 10:00AM in conference room 224. · Apr 28, 2026
The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Evslin, Miyake, Pierick; Ayes with reservations: none; 0 Noes: non · Apr 29, 2026
The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) Chang, Hashimoto, Fevella; Aye(s) wit · Apr 29, 2026
Reported from Conference Committee (Conf Com. Rep. No. 102-26) as amended in (CD 1). · May 1, 2026
Forty-eight (48) hours notice Wednesday, 05-06-26. · May 1, 2026
Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 102-26). · May 1, 2026
48 Hrs. Notice (as amended CD 1) 05-06-26 · May 1, 2026
Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none. · May 6, 2026
Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0). · May 6, 2026
Received notice of Final Reading (Sen. Com. No. 816). · May 6, 2026
Received notice of passage on Final Reading in House (Hse. Com. No. 888). · May 8, 2026
Transmitted to Governor. · May 7, 2026
Act 214, 07/08/2026 (Gov. Msg. No. 1316). · Jul 9, 2026
Act 214, on 07/08/2026 (Gov. Msg. No. 1316). · Jul 9, 2026
The numbers
1
sponsor on the bill
Sponsors
NAKAMURA (Introduced by request of another party)
Recorded votes
Passed Final Reading, as amended (CD 1).Senate · 2026-05-06 · Ayes 25, Aye(s) with reservations 0
Passed Final Reading as amended in CD 1 with noneHouse · 2026-05-06 · Aye(s) with reservations 0, Noes 0, Excused 0
The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows:Senate · 2026-04-29 · Aye(s) 3, Aye(s) with reservations 0, No(es) 0, Excused 0
The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows:House · 2026-04-29 · Ayes 3, Ayes with reservations 0, Noes 0, Excused 0
Report adopted; Passed Third Reading.Senate · 2026-04-14 · Ayes 25, Aye(s) with reservations 0, Noes 0, Excused 0
The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows:Senate · 2026-04-07 · Aye(s) 12, Aye(s) with reservations 0, No(es) 0, Excused 1
The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in HOU were as follows:Senate · 2026-03-17 · Aye(s) 4, Aye(s) with reservations 0, No(es) 0, Excused 1
Passed Third Reading with noneHouse · 2026-03-05 · Aye(s) with reservations 0, Noes 0, Excused 1
The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows:House · 2026-03-02 · Ayes 15, Ayes with reservations 0, Noes 0, Excused 1
Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with noneHouse · 2026-02-19 · Aye(s) with reservations 0, Noes 0, Excused 0
The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows:House · 2026-02-13 · Ayes 9, Ayes with reservations 0, Noes 0, Excused 0
Roll-call results shown verbatim from the Hawaii legislature’s records. A result reflects that roll call’s own motion, not the bill’s overall outcome.
Every fact on this page links to its source, starting with the official bill record. Last action: Act 214, on 07/08/2026 (Gov. Msg. No. 1316). (Jul 9, 2026).