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California State Legislature· AB 815Chaptered (Chapter 713, Statutes of 2025)

Vehicle insurance: vehicle classification., the official text

Shown verbatim: the complete text as captured from the official bulk data posted by the California Legislature, fetched 2026-08-03. Nothing is edited or removed. The official bill page.
An act to add Section 11580.27 to the Insurance Code, relating to insurance.

LEGISLATIVE COUNSEL'S DIGEST

Existing law generally regulates classes of insurance, including automobile liability insurance. Existing law prohibits a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, livery, or for-hire vehicle solely for the reason that the named insured is performing volunteer services for a nonprofit charitable organization or governmental agency consisting of providing social service transportation, as defined.
This bill, for purposes of insurance, would prohibit a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured is operating or using the insured motor vehicle to provide public social services, as defined, or social service transportation, as defined.

The people of the State of California do enact as follows:

SECTION 1.
Section 11580.27 is added to the Insurance Code, to read:
11580.27.
(a) For purposes of insurance, a motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured is operating or using the insured motor vehicle to provide public social services, as defined in Section 10051 of the Welfare and Institutions Code, or social service transportation, as defined in subdivision (f) of Section 11580.1.
(b) This section does not impair, affect, or change the rights, duties, or obligations of the employer of the named insured.
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